Tuesday 13 December 2011

Euribor 13/12/2011 (12 months & other types)

Forecast of December average: 1,973 (Reliability: 43%)
Oficial value of day 13/12/11: 2,008 (=0,000%)
 
Comments: Today repeats the yesterday value, and practically all the Euribor types are lower compared yesterday values, if we continuing checking the Euribor at 1 week decreases 13 thousandths (1,7%), has went back till  17-march-11 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 2,008 -0,004 -> Reduction compared prev.day:-0,199%
13/12/2011 2,008 =0,000 -> Reduction compared prev.day:=0,000%
14/12/2011 1,988  Theorical expected value         
15/12/2011 1,978  Theorical expected value         
16/12/2011 1,972  Theorical expected value         
19/12/2011 1,966  Theorical expected value         
20/12/2011 1,962  Theorical expected value         
21/12/2011 1,956  Theorical expected value         
22/12/2011 1,955  Theorical expected value         
23/12/2011 1,954  Theorical expected value         
27/12/2011 1,952  Theorical expected value         
28/12/2011 1,953  Theorical expected value         
29/12/2011 1,952  Theorical expected value         
30/12/2011 1,951  Theorical expected value
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
708,69 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 43,82 €.
 
Expected yearly extra expenses will be:  526
(+6,59%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 13/12/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,787 0,884 1,022 1,146 1,260 1,426 1,499
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,579 1,673 1,729 1,791 1,845 1,901 1,952
12 mo.





2,008





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,864 0,953 1,057 1,189 1,293 1,457 1,526
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,603 1,692 1,747 1,809 1,862 1,919 1,972
12m(a)





2,027





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 13/12/2011 at 13:50

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