Friday, 9 December 2011

Euribor 9/12/2011 (12 months & other types)

Forecast of December average: 1,959 (Reliability: 33%)
Oficial value of day 9/12/11: 2,012 (-1,082%)
 
Comments: Today decreases 22 thousandths, and all the Euribor types are lower compared yesterday values, if we look the Euribor at 1 week decreases 56 thousandths (6%) .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 1,957  Theorical expected value       
13/12/2011 1,958  Theorical expected value       
14/12/2011 1,954  Theorical expected value       
15/12/2011 1,951  Theorical expected value       
16/12/2011 1,950  Theorical expected value       
19/12/2011 1,944  Theorical expected value       
20/12/2011 1,940  Theorical expected value       
21/12/2011 1,939  Theorical expected value       
22/12/2011 1,938  Theorical expected value       
23/12/2011 1,937  Theorical expected value       
27/12/2011 1,935  Theorical expected value       
28/12/2011 1,936  Theorical expected value       
29/12/2011 1,935  Theorical expected value       
30/12/2011 1,934  Theorical expected value 
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
706,73 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 39,72 €.
 
Expected yearly extra expenses will be:  477
(+5,96%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 9/12/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,831 0,920 1,050 1,169 1,275 1,437 1,506
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,584 1,675 1,730 1,793 1,846 1,904 1,955
12 mo.





2,012





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,884 0,971 1,066 1,199 1,301 1,466 1,533
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,610 1,698 1,752 1,814 1,867 1,924 1,977
12m(a)





2,032





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 9/12/2011 at 13:50

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