Thursday, 17 February 2011

Euribor 17/2/2011 (12 months & other types)

Forecast of February average: 1,702 (Reliability: 65%)
Oficial value of day 17/2/11: 1,721 (-0,232%)
 
Comments: It seems that in the short term has touched the ceiling. Today the values of  all the euribor types are lower than yesterday. (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 -> Increase compared preve. day:+0,117%
15/02/2011 1,720 +0,004 -> Increase compared preve. day:+0,233%
16/02/2011 1,725 +0,005 -> Increase compared preve. day:+0,291%
17/02/2011 1,721 -0,004 ->  Reduction compared prev. day:-0,232%
18/02/2011 1,719  Theorical expected value     
21/02/2011 1,718  Theorical expected value     
22/02/2011 1,717  Theorical expected value     
23/02/2011 1,716  Theorical expected value     
24/02/2011 1,715  Theorical expected value     
25/02/2011 1,714  Theorical expected value     
28/02/2011 1,714  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
683,46 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 42,62

Expected yearly extra expenses will be:  512
 € (+6,65%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 17/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,805 0,829 0,857 0,883 0,963 1,086 1,163
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,249 1,352 1,413 1,476 1,539 1,600 1,653
12 mo.
1,721
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,893 0,899 0,902 0,909 0,974 1,087 1,158
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,242 1,345 1,404 1,465 1,524 1,582 1,632
12m(av)
1,697
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 17/2/2011 at 13:10
 

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