Euribor 14/2/2011 (12 months & other types)

Forecast of February average: 1,700 (Reliability: 50%)
Oficial value of day 14/2/11: 1,716 (+0,117%)

 

Comments: It seems that in the short term the ceiling of the Euribor at 12 months it's near. Today the euribor types from 1 week to 7 months are lower than friday. (The next update will be done tomorrow at latest at 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 ->  Increase compared preve. day:+0,117%
15/02/2011 1,717  Theorical expected value    
16/02/2011 1,716  Theorical expected value    
17/02/2011 1,717  Theorical expected value    
18/02/2011 1,718  Theorical expected value    
21/02/2011 1,719  Theorical expected value    
22/02/2011 1,718  Theorical expected value    
23/02/2011 1,717  Theorical expected value    
24/02/2011 1,718  Theorical expected value    
25/02/2011 1,716  Theorical expected value    
28/02/2011 1,716  Theorical expected value     

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 683,46 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 42,62 €
Expected yearly extra expenses will be:  512 € (+6,65%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 14/2/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,916	0,911	0,905	0,911	0,977	1,091	1,165
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,250	1,354	1,413	1,476	1,538	1,598	1,649
12 mo.
1,716

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,908	0,912	0,909	0,914	0,976	1,087	1,156
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,240	1,343	1,401	1,461	1,519	1,576	1,625
12m(av)
1,689

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 14/2/2011 at 13:10