Wednesday, 9 February 2011

Euribor 9/2/2011 (12 months & other types)

Forecast of February average: 1,694 (Reliability: 35%)
Oficial value of day 9/2/11: 1,700 (+1,010%)
 
Comments: It seems that yesterday only was a stop in the way to coninue the rise. (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,699  Theorical expected value  
11/02/2011 1,701  Theorical expected value  
14/02/2011 1,699  Theorical expected value  
15/02/2011 1,700  Theorical expected value  
16/02/2011 1,701  Theorical expected value  
17/02/2011 1,702  Theorical expected value  
18/02/2011 1,703  Theorical expected value  
21/02/2011 1,704  Theorical expected value  
22/02/2011 1,703  Theorical expected value  
23/02/2011 1,702  Theorical expected value  
24/02/2011 1,703  Theorical expected value  
25/02/2011 1,701  Theorical expected value  
28/02/2011 1,701  Theorical expected value  
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
682,91 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 42,07

Expected yearly extra expenses will be:  505
 € (+6,57%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 9/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,971 0,952 0,936 0,926 0,985 1,089 1,161
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,245 1,350 1,409 1,469 1,528 1,586 1,635
12 mo.
1,700
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,893 0,903 0,906 0,912 0,974 1,085 1,152
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,235 1,339 1,395 1,455 1,512 1,568 1,616
12m(av)
1,679
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 9/2/2011 at 13:10
 

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