Euribor 16/2/2011 (12 months & other types)

Forecast of February average: 1,702 (Reliability: 60%)
Oficial value of day 16/2/11: 1,725 (+0,291%)

 

Comments: Today again the euribor types from 1 week to 6 months are lower or equal than yesterday, if this trend continues, the rest of Euribor types also will decrease soon. (The next update will be done tomorrow at latest at 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 -> Increase compared preve. day:+0,117%
15/02/2011 1,720 +0,004 -> Increase compared preve. day:+0,233%
16/02/2011 1,725 +0,005 -> Increase compared preve. day:+0,291%
17/02/2011 1,725  Theorical expected value      
18/02/2011 1,724  Theorical expected value      
21/02/2011 1,725  Theorical expected value      
22/02/2011 1,724  Theorical expected value      
23/02/2011 1,723  Theorical expected value      
24/02/2011 1,724  Theorical expected value      
25/02/2011 1,722  Theorical expected value      
28/02/2011 1,722  Theorical expected value  

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 683,46 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 42,62 €
Expected yearly extra expenses will be:  512 € (+6,65%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 16/2/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,841	0,859	0,878	0,892	0,969	1,089	1,165
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,249	1,352	1,414	1,478	1,542	1,603	1,656
12 mo.
1,725

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,900	0,905	0,906	0,911	0,975	1,087	1,157
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,241	1,345	1,403	1,464	1,523	1,581	1,630
12m(av)
1,695

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 16/2/2011 at 13:10