Euribor 23/2/2011 (12 months & other types)

Forecast of February average: 1,712 (Reliability: 85%)
Oficial value of day 23/2/11: 1,739 (+0,518%)

 

Comments: It seems has been an illusion, today again a new maximum of Euribor at 12 months from june'09, and all the values of the euribor are higher or equal than yesterday. (The next update will be done tomorrow at latest at 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 -> Increase compared preve. day:+0,117%
15/02/2011 1,720 +0,004 -> Increase compared preve. day:+0,233%
16/02/2011 1,725 +0,005 -> Increase compared preve. day:+0,291%
17/02/2011 1,721 -0,004 ->  Reduction compared prev. day:-0,232%
18/02/2011 1,721 =0,000 -> Reduction compared prev. day:=0,000%
21/02/2011 1,731 +0,010 -> Increase compared preve. day:+0,581%
22/02/2011 1,739 +0,008 -> Increase compared preve. day:+0,462%
23/02/2011 1,748 +0,009 -> Increase compared preve. day:+0,518%
24/02/2011 1,748  Theorical expected value         
25/02/2011 1,749  Theorical expected value         
28/02/2011 1,750  Theorical expected value              

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 684,38 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 43,54 €
Expected yearly extra expenses will be:  522 € (+6,79%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 23/2/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,718	0,772	0,826	0,863	0,958	1,087	1,172
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,260	1,367	1,429	1,494	1,562	1,620	1,679
12 mo.
1,748

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,852	0,870	0,884	0,899	0,970	1,086	1,159
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,244	1,348	1,407	1,469	1,530	1,589	1,639
12m(av)
1,706

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/2/2011 at 13:10