Friday, 11 February 2011

Euribor 11/2/2011 (12 months & other types)

Forecast of February average: 1,700 (Reliability: 45%)
Oficial value of day 11/2/11: 1,714 (+0,351%)
 
Comments: Today 6 hundredths more of Euribor at 12 months, and new maximun from june'09. (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,714  Theorical expected value   
15/02/2011 1,713  Theorical expected value   
16/02/2011 1,714  Theorical expected value   
17/02/2011 1,715  Theorical expected value   
18/02/2011 1,716  Theorical expected value   
21/02/2011 1,717  Theorical expected value   
22/02/2011 1,716  Theorical expected value   
23/02/2011 1,715  Theorical expected value   
24/02/2011 1,716  Theorical expected value   
25/02/2011 1,714  Theorical expected value   
28/02/2011 1,714  Theorical expected value    
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
683,46 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 42,62

Expected yearly extra expenses will be:  512
 € (+6,65%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 11/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,942 0,932 0,917 0,916 0,981 1,093 1,166
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,252 1,355 1,415 1,475 1,538 1,597 1,647
12 mo.
1,714
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,907 0,912 0,910 0,914 0,976 1,087 1,155
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,238 1,342 1,399 1,459 1,517 1,574 1,622
12m(av)
1,686
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 11/2/2011 at 13:10
 

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