Friday, 18 February 2011

Euribor 18/2/2011 (12 months & other types)

Forecast of February average: 1,702 (Reliability: 70%)
Oficial value of day 18/2/11: 1,721 (=0,000%)
 
Comments: Today again the values of  all the euribor types are lower or equal than yesterday. (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 -> Increase compared preve. day:+0,117%
15/02/2011 1,720 +0,004 -> Increase compared preve. day:+0,233%
16/02/2011 1,725 +0,005 -> Increase compared preve. day:+0,291%
17/02/2011 1,721 -0,004 ->  Reduction compared prev. day:-0,232%
18/02/2011 1,721 =0,000 -> Reduction compared prev. day:=0,000%
21/02/2011 1,719  Theorical expected value       
22/02/2011 1,718  Theorical expected value       
23/02/2011 1,717  Theorical expected value       
24/02/2011 1,716  Theorical expected value       
25/02/2011 1,715  Theorical expected value       
28/02/2011 1,715  Theorical expected value       
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
683,46 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 42,62

Expected yearly extra expenses will be:  512
 € (+6,65%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 18/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,743 0,789 0,834 0,871 0,955 1,078 1,159
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,246 1,348 1,410 1,474 1,539 1,599 1,650
12 mo.
1,721
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,882 0,892 0,897 0,906 0,973 1,087 1,158
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,242 1,346 1,404 1,465 1,525 1,583 1,633
12m(av)
1,698
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 18/2/2011 at 13:10
 

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