Friday, 4 February 2011

Euribor 4/2/2011 (12 months & other types)

Forecast of February average: 1,685 (Reliability: 20%)
Oficial value of day 4/2/11: 1,682 (+0,238%)
 
Comments: Today again another consecutive historical maximum of euribor at 12 months from june'09 (1,682). (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1/2/11 1,660 +0,016 -> Increase compared preve. day:+0,973%
2/2/11 1,666 +0,006 -> Increase compared preve. day:+0,361%
3/2/11 1,678 +0,012 -> Increase compared preve. day:+0,720%
4/2/11 1,682 +0,004 -> Increase compared preve. day:+0,238%
7/2/11 1,683  Theorical expected value
8/2/11 1,684  Theorical expected value
9/2/11 1,684  Theorical expected value
10/2/11 1,683  Theorical expected value
11/2/11 1,685  Theorical expected value
14/2/11 1,683  Theorical expected value
15/2/11 1,688  Theorical expected value
16/2/11 1,692  Theorical expected value
17/2/11 1,690  Theorical expected value
18/2/11 1,691  Theorical expected value
21/2/11 1,694  Theorical expected value
22/2/11 1,693  Theorical expected value
23/2/11 1,692  Theorical expected value
24/2/11 1,693  Theorical expected value
25/2/11 1,691  Theorical expected value
28/2/11 1,691  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
681,73 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 40,89

Expected yearly extra expenses will be:  491
 € (+6,38%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,865 0,889 0,902 0,912 0,975 1,088 1,153
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,237 1,341 1,397 1,458 1,515 1,571 1,619
12 mo.
1,682
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,890 0,902 0,906 0,912 0,972 1,085 1,151
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,233 1,336 1,392 1,451 1,507 1,562 1,610
12m(av)
1,672
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 4/2/2011 at 13:10
 

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