Monday, 7 February 2011

Euribor 7/2/2011 (12 months & other types)

Forecast of February average: 1,685 (Reliability: 25%)
Oficial value of day 7/2/11: 1,684 (+0,119%)
 
Comments: It seems that the increase is more soft, the Euribor tipos from 1 week to 8 months are lower or equals than Friday, but today again another consecutive historical maximum of euribor at 12 months from june'09 (1,684). (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,684  Theorical expected value 
09/02/2011 1,684  Theorical expected value 
10/02/2011 1,683  Theorical expected value 
11/02/2011 1,685  Theorical expected value 
14/02/2011 1,683  Theorical expected value 
15/02/2011 1,688  Theorical expected value 
16/02/2011 1,692  Theorical expected value 
17/02/2011 1,690  Theorical expected value 
18/02/2011 1,691  Theorical expected value 
21/02/2011 1,694  Theorical expected value 
22/02/2011 1,693  Theorical expected value 
23/02/2011 1,692  Theorical expected value 
24/02/2011 1,693  Theorical expected value 
25/02/2011 1,691  Theorical expected value 
28/02/2011 1,691  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
681,73 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 40,89

Expected yearly extra expenses will be:  491
 € (+6,38%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 7/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,864 0,885 0,897 0,910 0,973 1,084 1,151
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,236 1,339 1,397 1,457 1,515 1,571 1,620
12 mo.
1,684
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,885 0,899 0,904 0,912 0,972 1,085 1,151
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,233 1,337 1,393 1,452 1,508 1,564 1,612
12m(av)
1,674
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 7/2/2011 at 13:10
 

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