Tuesday 8 February 2011

Euribor 8/2/2011 (12 months & other types)

Forecast of February average: 1,681 (Reliability: 30%)
Oficial value of day 8/2/11: 1,683 (-0,059%)
 
Comments: Today all types of Euribor are lower than yesterday, it seems that in the short term has touch the ceiling, but we will see. (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 ->  Increase compared preve. day:-0,059%
09/02/2011 1,683  Theorical expected value
10/02/2011 1,682  Theorical expected value
11/02/2011 1,684  Theorical expected value
14/02/2011 1,682  Theorical expected value
15/02/2011 1,683  Theorical expected value
16/02/2011 1,684  Theorical expected value
17/02/2011 1,682  Theorical expected value
18/02/2011 1,683  Theorical expected value
21/02/2011 1,684  Theorical expected value
22/02/2011 1,683  Theorical expected value
23/02/2011 1,682  Theorical expected value
24/02/2011 1,683  Theorical expected value
25/02/2011 1,681  Theorical expected value
28/02/2011 1,681  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
681,73 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 40,89

Expected yearly extra expenses will be:  491
 € (+6,38%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 8/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,855 0,875 0,886 0,903 0,969 1,079 1,148
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,232 1,336 1,394 1,455 1,513 1,570 1,619
12 mo.
1,683
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,880 0,895 0,901 0,910 0,972 1,084 1,150
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,233 1,337 1,393 1,453 1,509 1,565 1,613
12m(av)
1,676
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 8/2/2011 at 13:10
 

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