Thursday, 5 May 2011

Euribor 5/5/2011 (12 months & other types)

Forecast of May average: 2,193 (Reliability: 18%)
Oficial value of day 5/5/11: 2,173 (+0,653%)
 
Comments: Today 16 thousands more and all the euribor types  continues being higher than yesterday, today we will know the ECB decition about interest rates, not expected changes but probably they will advance an increase in june. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
2/5/11 2,139 +0,007 -> Increase compared preve. day:+0,328%
3/5/11 2,143 +0,004 -> Increase compared preve. day:+0,187%
4/5/11 2,157 +0,014 -> Increase compared preve. day:+0,653%
5/5/11 2,173 +0,016 -> Increase compared preve. day:+0,742%
6/5/11 2,176  Theorical expected value 
9/5/11 2,179  Theorical expected value 
10/5/11 2,182  Theorical expected value 
11/5/11 2,185  Theorical expected value 
12/5/11 2,188  Theorical expected value 
13/5/11 2,191  Theorical expected value 
16/5/11 2,194  Theorical expected value 
17/5/11 2,197  Theorical expected value 
18/5/11 2,200  Theorical expected value 
19/5/11 2,203  Theorical expected value 
20/5/11 2,206  Theorical expected value 
23/5/11 2,209  Theorical expected value 
24/5/11 2,212  Theorical expected value 
25/5/11 2,215  Theorical expected value 
26/5/11 2,218  Theorical expected value 
27/5/11 2,221  Theorical expected value 
30/5/11 2,224  Theorical expected value 
31/5/11 2,227  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
729,41 €.
Compared one year ago, in May'10 (1,249%): 642,95 €
Expected monthly extra expenses will be: 86,46 €.
 
Expected yearly extra expenses will be:  1038
(+13,45%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 5/5/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,202 1,232 1,243 1,254 1,299 1,424 1,510
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,609 1,713 1,788 1,861 1,944 2,019 2,090
12 mo.





2,173





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,219 1,236 1,243 1,250 1,289 1,409 1,497
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,593 1,696 1,771 1,842 1,927 2,002 2,070
12m(a)





2,153





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 5/5/2011 at 13:10

No comments:

Post a Comment

Note: only a member of this blog may post a comment.