Thursday, 24 February 2011

Euribor 24/2/2011 (12 months & other types)

Forecast of February average: 1,713 (Reliability: 90%)
Oficial value of day 24/2/11: 1,752 (+0,229%)
 
Comments: Today again a new maximum of Euribor at 12 months from june'09, and practically all the values of the euribor are higher or equal than yesterday. (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 -> Increase compared preve. day:+0,117%
15/02/2011 1,720 +0,004 -> Increase compared preve. day:+0,233%
16/02/2011 1,725 +0,005 -> Increase compared preve. day:+0,291%
17/02/2011 1,721 -0,004 ->  Reduction compared prev. day:-0,232%
18/02/2011 1,721 =0,000 -> Reduction compared prev. day:=0,000%
21/02/2011 1,731 +0,010 -> Increase compared preve. day:+0,581%
22/02/2011 1,739 +0,008 -> Increase compared preve. day:+0,462%
23/02/2011 1,748 +0,009 -> Increase compared preve. day:+0,518%
24/02/2011 1,752 +0,004 -> Increase compared preve. day:+0,229%
25/02/2011 1,753  Theorical expected value        
28/02/2011 1,754  Theorical expected value              
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
684,65 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 43,81

Expected yearly extra expenses will be:  526
 € (+6,84%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 24/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,708 0,773 0,828 0,862 0,958 1,088 1,175
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,261 1,371 1,431 1,497 1,564 1,624 1,682
12 mo.





1,752





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,844 0,865 0,881 0,897 0,969 1,086 1,160
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,245 1,349 1,409 1,471 1,532 1,591 1,642
12m(av)





1,708





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 24/2/2011 at 13:10
 

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