Euribor 21/2/2011 (12 months & other types)

Forecast of February average: 1,704 (Reliability: 75%)
Oficial value of day 21/2/11: 1,731 (+0,581%)

 

Comments: Today a upturn of Euribor at 12 months, but the values of the euribor types from 1 week to 2 months are lower or equal than Friday. (The next update will be done tomorrow at latest at 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 -> Increase compared preve. day:+0,117%
15/02/2011 1,720 +0,004 -> Increase compared preve. day:+0,233%
16/02/2011 1,725 +0,005 -> Increase compared preve. day:+0,291%
17/02/2011 1,721 -0,004 ->  Reduction compared prev. day:-0,232%
18/02/2011 1,721 =0,000 -> Reduction compared prev. day:=0,000%
21/02/2011 1,731 +0,010 -> Increase compared preve. day:+0,581%
22/02/2011 1,730  Theorical expected value        
23/02/2011 1,729  Theorical expected value        
24/02/2011 1,728  Theorical expected value        
25/02/2011 1,727  Theorical expected value        
28/02/2011 1,727  Theorical expected value      

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 683,46 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 42,62 €
Expected yearly extra expenses will be:  512 € (+6,65%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 21/2/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,707	0,771	0,822	0,864	0,955	1,079	1,161
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,250	1,353	1,415	1,480	1,546	1,608	1,661
12 mo.
1,731

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,871	0,884	0,892	0,903	0,972	1,086	1,158
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,243	1,346	1,405	1,466	1,527	1,585	1,635
12m(av)
1,701

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/2/2011 at 13:10