Euribor 3/2/2011 (12 months & other types)

Forecast of February average: 1,681 (Reliability: 15%)
Oficial value of day 3/2/11: 1,678 (+0,720%)

 

Comments: Today again the Euribor types from 1 week to 3 weeks are lower than yesterday, for the time being another consecutive historical maximum of euribor at 12 months from june'09 (1,678). (The next update will be done tomorrow at latest at 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/11 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/11 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/11 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/11 1,679  Theorical expected value
07/02/11 1,679  Theorical expected value
08/02/11 1,680  Theorical expected value
09/02/11 1,679  Theorical expected value
10/02/11 1,678  Theorical expected value
11/02/11 1,680  Theorical expected value
14/02/11 1,678  Theorical expected value
15/02/11 1,683  Theorical expected value
16/02/11 1,687  Theorical expected value
17/02/11 1,685  Theorical expected value
18/02/11 1,686  Theorical expected value
21/02/11 1,689  Theorical expected value
22/02/11 1,688  Theorical expected value
23/02/11 1,687  Theorical expected value
24/02/11 1,688  Theorical expected value
25/02/11 1,686  Theorical expected value
28/02/11 1,686  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 681,73 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 40,89 €
Expected yearly extra expenses will be:  491 € (+6,38%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/2/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,859	0,887	0,900	0,911	0,972	1,087	1,153
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,235	1,340	1,395	1,456	1,513	1,569	1,616
12 mo.
1,678

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,898	0,907	0,907	0,912	0,971	1,084	1,150
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,231	1,335	1,390	1,449	1,504	1,559	1,606
12m(av)
1,668

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/2/2011 at 13:10