Wednesday 22 June 2011

Euribor 22/6/2011 (12 months & other types)

Forecast of June average: 2,146 (Reliability: 74%)
Oficial value of day 22/6/11: 2,148 (+0,093%)
 
Comments: Today again two thousandths more, and almost all the Euribor types continues being higher than yesterday except from 1 week to 1 month that are lower. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2011 2,137 -0,001 -> Reduction compared prev.day:-0,047%
02/6/2011 2,137 =0,000 -> Reduction compared prev.day:=0,000%
03/6/2011 2,139 +0,002 -> Increase compared prev. day:+0,094%
06/6/2011 2,140 +0,001 -> Increase compared prev. day:+0,047%
07/6/2011 2,141 +0,001 -> Increase compared prev. day:+0,047%
08/6/2011 2,151 +0,010 -> Increase compared prev. day:+0,467%
09/6/2011 2,157 +0,006 -> Increase compared prev. day:+0,279%
10/6/2011 2,145 -0,012 -> Reduction compared prev.day:-0,556%
13/6/2011 2,139 -0,006 -> Reduction compared prev.day:-0,280%
14/6/2011 2,137 -0,002 -> Reduction compared prev.day:-0,094%
15/6/2011 2,141 +0,004 -> Increase compared prev. day:+0,187%
16/6/2011 2,140 -0,001 -> Reduction compared prev.day:-0,047%
17/6/2011 2,142 +0,002 -> Increase compared prev. day:+0,093%
20/6/2011 2,144 +0,002 -> Increase compared prev. day:+0,093%
21/6/2011 2,146 +0,002 -> Increase compared prev. day:+0,093%
22/6/2011 2,148 +0,002 -> Increase compared prev. day:+0,093%
23/6/2011 2,149  Theorical expected value   
24/6/2011 2,150  Theorical expected value   
27/6/2011 2,151  Theorical expected value   
28/6/2011 2,151  Theorical expected value   
29/6/2011 2,152  Theorical expected value   
30/6/2011 2,153  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
725,24 €.
Compared one year ago, in June'10 (1,281%): 645,78 €
Expected monthly extra expenses will be: 79,46 €.
 
Expected yearly extra expenses will be:  954
(+12,30%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 22/6/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,258 1,273 1,292 1,318 1,401 1,526 1,593
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,682 1,772 1,828 1,890 1,959 2,019 2,079
12 mo.





2,148





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,181 1,207 1,236 1,265 1,342 1,472 1,548
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,644 1,740 1,801 1,865 1,946 2,009 2,067
12m(a)





2,143





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 22/6/2011 at 13:10

No comments:

Post a Comment

Note: only a member of this blog may post a comment.