Wednesday 8 April 2015

Euribor 8/4/2015 (12 months & other types)

Forecast of April average: 0,191 (Reliability: 20%)
Oficial value of day 8/4/15: 0,191 (-2'051%)

Comments: In this  day  decreases 4 thousands (the minimum historical was on 8/4/15: 0,191) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week repeats value: -0,064 (=). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%
02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%
07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%
08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%
09/4/2015 0,191  Theorical expected value
10/4/2015 0,191  Theorical expected value
13/4/2015 0,193  Theorical expected value
14/4/2015 0,192  Theorical expected value
15/4/2015 0,191  Theorical expected value
16/4/2015 0,191  Theorical expected value
17/4/2015 0,192  Theorical expected value
20/4/2015 0,192  Theorical expected value
21/4/2015 0,192  Theorical expected value
22/4/2015 0,191  Theorical expected value
23/4/2015 0,192  Theorical expected value
24/4/2015 0,192  Theorical expected value
27/4/2015 0,191  Theorical expected value
28/4/2015 0,191  Theorical expected value
29/4/2015 0,191  Theorical expected value
30/4/2015 0,191  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
553,84 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 34 €.
 
Expected yearly savings will be:  405 
(-5,74%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 8/4/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,064 -0,056 -0,021 -0,003
3 mo. 6 mo. 9 mo. 12 mo.
0,014 0,081 0,131 0,191

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,061 -0,052 -0,020 -0,001
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,017 0,085 0,134 0,194

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 8/4/2015 at 14:06

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