Euribor 1/11/2011 (12 months & other types)

Forecast of November average: 2,106 (Reliability: 5%)

Oficial value of day 1/11/11: 2,111 (-0,471%)

Comments: Today decreases 10 thousandths and all the rest of Euribor types are also lower than yesterday, waiting the ECB dicition of this Thursday.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,110  Theorical expected value
03/11/2011 2,109  ECB, maybe -0,25 (¿1,25%?)
04/11/2011 2,109  Theorical expected value
07/11/2011 2,108  Theorical expected value
08/11/2011 2,107  Theorical expected value
09/11/2011 2,106  Theorical expected value
10/11/2011 2,105  Theorical expected value
11/11/2011 2,104  Theorical expected value
14/11/2011 2,105  Theorical expected value
15/11/2011 2,104  Theorical expected value
16/11/2011 2,105  Theorical expected value
17/11/2011 2,104  Theorical expected value
18/11/2011 2,103  Theorical expected value
21/11/2011 2,104  Theorical expected value
22/11/2011 2,105  Theorical expected value
23/11/2011 2,104  Theorical expected value
24/11/2011 2,105  Theorical expected value
25/11/2011 2,106  Theorical expected value
28/11/2011 2,105  Theorical expected value
29/11/2011 2,106  Theorical expected value
30/11/2011 2,105  Theorical expected value 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 721,18 €.

Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 52,17 €.
Expected yearly extra expenses will be: 626 € (+7,80%)

(The monthly payments are calculated using the french metod type)

Euribor from 1 week to 12 months of 1/11/2011:

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,134	1,212	1,287	1,362	1,449	1,585	1,637
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,703	1,782	1,839	1,889	1,947	1,994	2,054
12 mo.
2,111

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,134	1,212	1,287	1,362	1,449	1,585	1,637
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,703	1,782	1,839	1,889	1,947	1,994	2,054
12m(a)
2,111

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 1/11/2011 at 13:50