Wednesday, 16 November 2011

Euribor 16/11/2011 (12 months & other types)

Forecast of November average: 2,029 (Reliability: 55%)
Oficial value of day 16/11/11: 2,021 (-0,049%)
 
Comments: Today decreases only 1 thousandth, and all Euribor types continues being lower than yesterday except the central values from 2 months to 10 months wich are higher or equal.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/2011 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/2011 2,044 -0,061 -> Reduction compared prev.day:-2,898%
07/11/2011 2,039 -0,005 -> Reduction compared prev.day:-0,245%
08/11/2011 2,040 +0,001 -> Increase compared prev. day:+0,049%
09/11/2011 2,036 -0,004 -> Reduction compared prev.day:-0,196%
10/11/2011 2,033 -0,003 -> Reduction compared prev.day:-0,147%
11/11/2011 2,032 -0,001 -> Reduction compared prev.day:-0,049%
14/11/2011 2,026 -0,006 -> Reduction compared prev.day:-0,295%
15/11/2011 2,022 -0,004 -> Reduction compared prev.day:-0,197%
16/11/2011 2,021 -0,001 -> Reduction compared prev.day:-0,049%
17/11/2011 2,018  Theorical expected value     
18/11/2011 2,016  Theorical expected value     
21/11/2011 2,010  Theorical expected value     
22/11/2011 2,007  Theorical expected value     
23/11/2011 2,004  Theorical expected value     
24/11/2011 2,001  Theorical expected value     
25/11/2011 1,999  Theorical expected value     
28/11/2011 1,993  Theorical expected value     
29/11/2011 1,990  Theorical expected value     
30/11/2011 1,988  Theorical expected value  
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
713,93 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 44,92 €.
 
Expected yearly extra expenses will be:  539
(+6,72%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 16/11/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,908 0,997 1,082 1,199 1,310 1,458 1,527
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,602 1,686 1,744 1,803 1,856 1,912 1,965
12 mo.





2,021





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,992 1,070 1,148 1,248 1,353 1,496 1,560
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,631 1,713 1,772 1,829 1,885 1,940 1,996
12m(a)





2,052





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 16/11/2011 at 13:50

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