Friday, 4 November 2011

Euribor 4/11/2011 (12 months & other types)

Forecast of November average: 2,106 (Reliability: 18%)
Oficial value of day 4/11/11: 2,044 (-2,898%)
 
Comments: Today a strong decreases with 61 thousandths less due to yesterday ECB decision, and all the rest of Euribor types are also decreasing strongly.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1/11/11 2,111 -0,010 -> Reduction compared prev.day:-0,471%
2/11/11 2,109 -0,002 -> Reduction compared prev.day:-0,095%
3/11/11 2,105 -0,004 -> Reduction compared prev.day:-0,190%
4/11/11 2,044 -0,061 -> Reduction compared prev.day:-2,898%
7/11/11 2,039  Theorical expected value  
8/11/11 2,034  Theorical expected value  
9/11/11 2,030  Theorical expected value  
10/11/11 2,029  Theorical expected value  
11/11/11 2,024  Theorical expected value  
14/11/11 2,019  Theorical expected value  
15/11/11 2,015  Theorical expected value  
16/11/11 2,010  Theorical expected value  
17/11/11 2,005  Theorical expected value  
18/11/11 2,004  Theorical expected value  
21/11/11 1,999  Theorical expected value  
22/11/11 1,995  Theorical expected value  
23/11/11 1,990  Theorical expected value  
24/11/11 1,991  Theorical expected value  
25/11/11 1,987  Theorical expected value  
28/11/11 1,986  Theorical expected value  
29/11/11 1,982  Theorical expected value  
30/11/11 1,981  Theorical expected value
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
713,28 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 44,27 €.
 
Expected yearly extra expenses will be:  531
(+6,62%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/11/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,028 1,090 1,157 1,247 1,351 1,488 1,550
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,618 1,701 1,761 1,818 1,876 1,931 1,988
12 mo.





2,044





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,108 1,182 1,255 1,333 1,423 1,559 1,614
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,680 1,760 1,818 1,870 1,928 1,978 2,035
12m(a)





2,092





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 4/11/2011 at 13:50

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