Tuesday 15 November 2011

Euribor 15/11/2011 (12 months & other types)

Forecast of November average: 2,026 (Reliability: 50%)
Oficial value of day 15/11/11: 2,022 (-0,197%)
 
Comments: Today decreases 4 thousandths, and all Euribor types continues being lower than yesterday.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/2011 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/2011 2,044 -0,061 -> Reduction compared prev.day:-2,898%
07/11/2011 2,039 -0,005 -> Reduction compared prev.day:-0,245%
08/11/2011 2,040 +0,001 -> Increase compared prev. day:+0,049%
09/11/2011 2,036 -0,004 -> Reduction compared prev.day:-0,196%
10/11/2011 2,033 -0,003 -> Reduction compared prev.day:-0,147%
11/11/2011 2,032 -0,001 -> Reduction compared prev.day:-0,049%
14/11/2011 2,026 -0,006 -> Reduction compared prev.day:-0,295%
15/11/2011 2,022 -0,004 -> Reduction compared prev.day:-0,197%
16/11/2011 2,019  Theorical expected value    
17/11/2011 2,014  Theorical expected value    
18/11/2011 2,009  Theorical expected value    
21/11/2011 2,004  Theorical expected value    
22/11/2011 2,000  Theorical expected value    
23/11/2011 1,995  Theorical expected value    
24/11/2011 1,996  Theorical expected value    
25/11/2011 1,992  Theorical expected value    
28/11/2011 1,991  Theorical expected value    
29/11/2011 1,987  Theorical expected value    
30/11/2011 1,986  Theorical expected value    
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
713,28 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 44,27 €.
 
Expected yearly extra expenses will be:  531
(+6,62%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 15/11/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,919 0,999 1,085 1,200 1,309 1,457 1,526
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,601 1,685 1,743 1,802 1,856 1,911 1,966
12 mo.





2,022





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,000 1,077 1,154 1,253 1,357 1,500 1,563
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,634 1,715 1,775 1,831 1,888 1,942 1,998
12m(a)





2,054





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 15/11/2011 at 13:50

No comments:

Post a Comment

Note: only a member of this blog may post a comment.