Euribor 18/11/2011 (12 months & other types)

Forecast of November average: 2,037 (Reliability: 64%)

Oficial value of day 18/11/11: 2,031 (+0,346%)

 

Comments: Today another technical increase of 7 thousandths more, and all Euribor types are higher than yesterday except the 1 & 2 weeks which are equal, and the 3 weeks & 1 month are lower, in fact the trend should be bearish because the ECB will probably decrease the interest rates in December or January.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/2011 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/2011 2,044 -0,061 -> Reduction compared prev.day:-2,898%
07/11/2011 2,039 -0,005 -> Reduction compared prev.day:-0,245%
08/11/2011 2,040 +0,001 -> Increase compared prev. day:+0,049%
09/11/2011 2,036 -0,004 -> Reduction compared prev.day:-0,196%
10/11/2011 2,033 -0,003 -> Reduction compared prev.day:-0,147%
11/11/2011 2,032 -0,001 -> Reduction compared prev.day:-0,049%
14/11/2011 2,026 -0,006 -> Reduction compared prev.day:-0,295%
15/11/2011 2,022 -0,004 -> Reduction compared prev.day:-0,197%
16/11/2011 2,021 -0,001 -> Reduction compared prev.day:-0,049%
17/11/2011 2,024 +0,003 -> Increase compared prev. day:+0,148%
18/11/2011 2,031 +0,007 ->  Increase compared prev. day:+0,346%
21/11/2011 2,028  Theorical expected value      
22/11/2011 2,025  Theorical expected value      
23/11/2011 2,022  Theorical expected value      
24/11/2011 2,019  Theorical expected value      
25/11/2011 2,017  Theorical expected value      
28/11/2011 2,011  Theorical expected value      
29/11/2011 2,008  Theorical expected value      
30/11/2011 2,006  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 714,69 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 45,68 €. 
Expected yearly extra expenses will be:  548 € (+6,83%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 18/11/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,906	0,996	1,080	1,199	1,313	1,465	1,531
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,609	1,694	1,753	1,813	1,866	1,923	1,976
12 mo.
2,031

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,980	1,060	1,139	1,241	1,347	1,492	1,556
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,628	1,710	1,769	1,826	1,882	1,937	1,992
12m(a)
2,048

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 18/11/2011 at 13:50