Thursday, 17 November 2011

Euribor 17/11/2011 (12 months & other types)

Forecast of November average: 2,030 (Reliability: 59%)
Oficial value of day 17/11/11: 2,024 (+0,148%)
 
Comments: Today a technical increase of 3 thousandths, and all Euribor types are higher than yesterday except the 1 & 2 weeks which are lower, in fact the Euribor at 1 week has decreased till the 7th of april'11 values.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/2011 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/2011 2,044 -0,061 -> Reduction compared prev.day:-2,898%
07/11/2011 2,039 -0,005 -> Reduction compared prev.day:-0,245%
08/11/2011 2,040 +0,001 -> Increase compared prev. day:+0,049%
09/11/2011 2,036 -0,004 -> Reduction compared prev.day:-0,196%
10/11/2011 2,033 -0,003 -> Reduction compared prev.day:-0,147%
11/11/2011 2,032 -0,001 -> Reduction compared prev.day:-0,049%
14/11/2011 2,026 -0,006 -> Reduction compared prev.day:-0,295%
15/11/2011 2,022 -0,004 -> Reduction compared prev.day:-0,197%
16/11/2011 2,021 -0,001 -> Reduction compared prev.day:-0,049%
17/11/2011 2,024 +0,003 -> Increase compared prev. day:+0,148%
18/11/2011 2,022  Theorical expected value    
21/11/2011 2,016  Theorical expected value    
22/11/2011 2,013  Theorical expected value    
23/11/2011 2,010  Theorical expected value    
24/11/2011 2,007  Theorical expected value    
25/11/2011 2,005  Theorical expected value    
28/11/2011 1,999  Theorical expected value    
29/11/2011 1,996  Theorical expected value    
30/11/2011 1,994  Theorical expected value  
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
713,93 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 44,92 €.
 
Expected yearly extra expenses will be:  539
(+6,72%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 17/11/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,906 0,996 1,084 1,200 1,311 1,460 1,528
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,605 1,690 1,747 1,809 1,861 1,915 1,968
12 mo.





2,024





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,986 1,064 1,143 1,245 1,350 1,494 1,557
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,629 1,711 1,770 1,827 1,884 1,938 1,994
12m(a)





2,049





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 17/11/2011 at 13:50

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