Euribor 2/11/2011 (12 months & other types)

Forecast of Nobember average: 2,106 (Reliability: 9%)

Oficial value of day 2/11/11: 2,109 (-0,095%)

 

Comments: Today decreases 2 thousandths and all the rest of Euribor types are also lower than yesterday except the 1, 2 & 3 weeks.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
2/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
3/11/2011 2,109  ECB, maybe -0,25 (¿1,25%?)   
4/11/2011 2,109  Theorical expected value            
7/11/2011 2,108  Theorical expected value            
8/11/2011 2,107  Theorical expected value            
9/11/2011 2,106  Theorical expected value            
10/11/2011 2,105  Theorical expected value            
11/11/2011 2,104  Theorical expected value            
14/11/2011 2,105  Theorical expected value            
15/11/2011 2,104  Theorical expected value            
16/11/2011 2,105  Theorical expected value            
17/11/2011 2,104  Theorical expected value            
18/11/2011 2,103  Theorical expected value            
21/11/2011 2,104  Theorical expected value            
22/11/2011 2,105  Theorical expected value            
23/11/2011 2,104  Theorical expected value            
24/11/2011 2,105  Theorical expected value            
25/11/2011 2,106  Theorical expected value            
28/11/2011 2,105  Theorical expected value            
29/11/2011 2,106  Theorical expected value            
30/11/2011 2,105  Theorical expected value     
   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 721,18 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 52,17 €. 
Expected yearly extra expenses will be:  626 € (+7,80%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 2/11/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,134	1,213	1,288	1,361	1,448	1,584	1,637
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,702	1,780	1,837	1,888	1,946	1,994	2,051
12 mo.
2,109

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,134	1,213	1,288	1,362	1,449	1,585	1,637
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,703	1,781	1,838	1,889	1,947	1,994	2,053
12m(a)
2,110

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 2/11/2011 at 13:50