Euribor 21/11/2011 (12 months & other types)

Forecast of November average: 2,038 (Reliability: 68%)

Oficial value of day 21/11/11: 2,029 (-0,098%)

 

Comments: Today decreases 2 thousandths, and we have disparity in the rest of Euribor types some are highers and other are lowers, for example the 1 week type it's lower than Friday.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/2011 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/2011 2,044 -0,061 -> Reduction compared prev.day:-2,898%
07/11/2011 2,039 -0,005 -> Reduction compared prev.day:-0,245%
08/11/2011 2,040 +0,001 -> Increase compared prev. day:+0,049%
09/11/2011 2,036 -0,004 -> Reduction compared prev.day:-0,196%
10/11/2011 2,033 -0,003 -> Reduction compared prev.day:-0,147%
11/11/2011 2,032 -0,001 -> Reduction compared prev.day:-0,049%
14/11/2011 2,026 -0,006 -> Reduction compared prev.day:-0,295%
15/11/2011 2,022 -0,004 -> Reduction compared prev.day:-0,197%
16/11/2011 2,021 -0,001 -> Reduction compared prev.day:-0,049%
17/11/2011 2,024 +0,003 -> Increase compared prev. day:+0,148%
18/11/2011 2,031 +0,007 ->  Increase compared prev. day:+0,346%
21/11/2011 2,029 -0,002 -> Reduction compared prev.day:-0,098%
22/11/2011 2,028  Theorical expected value       
23/11/2011 2,025  Theorical expected value       
24/11/2011 2,022  Theorical expected value       
25/11/2011 2,020  Theorical expected value       
28/11/2011 2,017  Theorical expected value       
29/11/2011 2,014  Theorical expected value       
30/11/2011 2,012  Theorical expected value 

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 714,69 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 45,68 €. 
Expected yearly extra expenses will be:  548 € (+6,83%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 21/11/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,905	0,997	1,082	1,199	1,311	1,467	1,534
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,611	1,694	1,753	1,814	1,866	1,921	1,975
12 mo.
2,029

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,975	1,055	1,135	1,239	1,345	1,490	1,554
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,627	1,709	1,768	1,825	1,881	1,936	1,991
12m(a)
2,047

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/11/2011 at 13:50