Monday, 28 November 2011

Euribor 28/11/2011 (12 months & other types)

Forecast of November average: 2,044 (Reliability: 92%)
Oficial value of day 28/11/11: 2,044 (+0,098%)
 
Comments: Today increases others 2 thousandths more, and  all the rest of Euribor types are higher than Friday values except the 1 week type which are lower.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/2011 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/2011 2,044 -0,061 -> Reduction compared prev.day:-2,898%
07/11/2011 2,039 -0,005 -> Reduction compared prev.day:-0,245%
08/11/2011 2,040 +0,001 -> Increase compared prev. day:+0,049%
09/11/2011 2,036 -0,004 -> Reduction compared prev.day:-0,196%
10/11/2011 2,033 -0,003 -> Reduction compared prev.day:-0,147%
11/11/2011 2,032 -0,001 -> Reduction compared prev.day:-0,049%
14/11/2011 2,026 -0,006 -> Reduction compared prev.day:-0,295%
15/11/2011 2,022 -0,004 -> Reduction compared prev.day:-0,197%
16/11/2011 2,021 -0,001 -> Reduction compared prev.day:-0,049%
17/11/2011 2,024 +0,003 -> Increase compared prev. day:+0,148%
18/11/2011 2,031 +0,007 -> Increase compared prev. day:+0,346%
21/11/2011 2,029 -0,002 -> Reduction compared prev.day:-0,098%
22/11/2011 2,030 +0,001 -> Increase compared prev. day:+0,049%
23/11/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
24/11/2011 2,038 +0,005 -> Increase compared prev. day:+0,246%
25/11/2011 2,042 +0,004 -> Increase compared prev. day:+0,196%
28/11/2011 2,044 +0,002 -> Increase compared prev. day:+0,098%
29/11/2011 2,043  Theorical expected value    
30/11/2011 2,042  Theorical expected value 
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
715,34 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 46,33 €.
 
Expected yearly extra expenses will be:  556
(+6,93%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/11/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,909 0,994 1,083 1,197 1,312 1,477 1,545
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,622 1,707 1,764 1,829 1,881 1,938 1,992
12 mo.





2,044





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,959 1,040 1,122 1,228 1,336 1,486 1,551
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,624 1,707 1,766 1,825 1,880 1,934 1,990
12m(a)





2,044





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/11/2011 at 13:50

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