Euribor 3/11/2011 (12 months & other types)

Forecast of Nobember average: 2,106 (Reliability: 14%)

Oficial value of day 3/11/11: 2,105 (-0,190%)

 

Comments: Today decreases 4 thousandths and all the rest of Euribor types are also lower than yesterday except the 1, 2 & 3 weeks with a very small changes.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/11/11 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/11 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/11 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/11 2,105  Theorical expected value           
07/11/11 2,104  Theorical expected value           
08/11/11 2,103  Theorical expected value           
09/11/11 2,102  Theorical expected value           
10/11/11 2,101  Theorical expected value           
11/11/11 2,100  Theorical expected value           
14/11/11 2,101  Theorical expected value           
15/11/11 2,100  Theorical expected value           
16/11/11 2,101  Theorical expected value           
17/11/11 2,100  Theorical expected value           
18/11/11 2,099  Theorical expected value           
21/11/11 2,100  Theorical expected value           
22/11/11 2,101  Theorical expected value           
23/11/11 2,100  Theorical expected value           
24/11/11 2,101  Theorical expected value           
25/11/11 2,102  Theorical expected value           
28/11/11 2,101  Theorical expected value           
29/11/11 2,102  Theorical expected value           
30/11/11 2,101  Theorical expected value            

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 721,18 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 52,17 €. 
Expected yearly extra expenses will be:  626 € (+7,80%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/11/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,136	1,213	1,288	1,360	1,445	1,580	1,633
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,696	1,776	1,834	1,885	1,941	1,991	2,048
12 mo.
2,105

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,135	1,213	1,288	1,361	1,447	1,583	1,636
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,700	1,779	1,837	1,887	1,945	1,993	2,051
12m(a)
2,108

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/11/2011 at 13:50