Euribor 31/10/2011 & final value of October average

Final value of October average: 2,110
Oficial value of day 31/10/2011: 2,121 (-0,376%)

Comments: Today 8 thousandths less and all of the Euribor types are lower than Friday values.Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

(At the end of this info. you will find Euribor from 1 week to 11 months)

__Date___Interest rate_
03/10/2011 2,085 +0,001 -> Increase compared prev. day:+0,048%
04/10/2011 2,083 -0,002 -> Reduction compared prev.day:-0,096%
05/10/2011 2,083 =0,000 -> Reduction compared prev.day:=0,000%
06/10/2011 2,082 -0,001 -> Reduction compared prev.day:-0,048%
07/10/2011 2,100 +0,018 -> Increase compared prev. day:+0,865%
10/10/2011 2,102 +0,002 -> Increase compared prev. day:+0,095%
11/10/2011 2,106 +0,004 -> Increase compared prev. day:+0,190%
12/10/2011 2,109 +0,003 -> Increase compared prev. day:+0,142%
13/10/2011 2,111 +0,002 -> Increase compared prev. day:+0,095%
14/10/2011 2,115 +0,004 -> Increase compared prev. day:+0,189%
17/10/2011 2,122 +0,007 -> Increase compared prev. day:+0,331%
18/10/2011 2,117 -0,005 -> Reduction compared prev.day:-0,236%
19/10/2011 2,122 +0,005 -> Increase compared prev. day:+0,236%
20/10/2011 2,123 +0,001 -> Increase compared prev. day:+0,047%
21/10/2011 2,122 -0,001 -> Reduction compared prev.day:-0,047%
24/10/2011 2,121 -0,001 -> Reduction compared prev.day:-0,047%
25/10/2011 2,124 +0,003 -> Increase compared prev. day:+0,141%
26/10/2011 2,117 -0,007 -> Reduction compared prev.day:-0,330%
27/10/2011 2,119 +0,002 -> Increase compared prev. day:+0,094%
28/10/2011 2,129 +0,010 -> Increase compared prev. day:+0,472%
31/10/2011 2,121 -0,008 -> Reduction compared prev.day:-0,376%

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 721,55 €.
Compared one year ago, in October'10 (1,495%): 664,87 €
Expected monthly extra expenses will be: 56,68 €.
Expected yearly extra expenses will be: 680 € (+8,53%)

(The monthly payments are calculated using the french metod type)

Euribor from 1 week to 12 months of 31/10/2011:

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,136	1,218	1,294	1,367	1,451	1,591	1,642
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,707	1,788	1,848	1,898	1,957	2,002	2,065
12 mo.
2,121

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,166	1,234	1,299	1,363	1,437	1,576	1,630
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,694	1,776	1,835	1,886	1,942	1,991	2,056
12m(a)
2,110

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 31/10/2011 at 13:50