Monday, 28 February 2011

Euribor 28/2/2011 & final value of February average

Final value of February average: 1,714
Oficial value of day 28/2/2011: 1,767 (+0,113%)
 
Comments: The February average is the maximum value of Euribor at 12 months from july'09. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 -> Increase compared preve. day:+0,117%
15/02/2011 1,720 +0,004 -> Increase compared preve. day:+0,233%
16/02/2011 1,725 +0,005 -> Increase compared preve. day:+0,291%
17/02/2011 1,721 -0,004 ->  Reduction compared prev. day:-0,232%
18/02/2011 1,721 =0,000 -> Reduction compared prev. day:=0,000%
21/02/2011 1,731 +0,010 -> Increase compared preve. day:+0,581%
22/02/2011 1,739 +0,008 -> Increase compared preve. day:+0,462%
23/02/2011 1,748 +0,009 -> Increase compared preve. day:+0,518%
24/02/2011 1,752 +0,004 -> Increase compared preve. day:+0,229%
25/02/2011 1,765 +0,013 -> Increase compared preve. day:+0,742%
28/02/2011 1,767 +0,002 -> Increase compared preve. day:+0,113%           
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
684,74
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 43,90

Expected yearly extra expenses will be:  527
(+6,85) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,706 0,779 0,832 0,867 0,958 1,094 1,182
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,273 1,379 1,441 1,509 1,579 1,638 1,700
12 mo.
1,767
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,830 0,856 0,876 0,894 0,968 1,087 1,162
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,248 1,352 1,412 1,474 1,537 1,595 1,647
12m(av)
1,714
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/2/2011 at 13:10
 

Friday, 25 February 2011

Euribor 25/2/2011 (12 months & other types)

Forecast of February average: 1,714 (Reliability: 95%)
Oficial value of day 25/2/11: 1,765 (+0,742%)
 
Comments: Today onother new maximum of Euribor at 12 months from june'09, and practically all the values of the euribor are higher or equal than yesterday. (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 -> Increase compared preve. day:+0,117%
15/02/2011 1,720 +0,004 -> Increase compared preve. day:+0,233%
16/02/2011 1,725 +0,005 -> Increase compared preve. day:+0,291%
17/02/2011 1,721 -0,004 ->  Reduction compared prev. day:-0,232%
18/02/2011 1,721 =0,000 -> Reduction compared prev. day:=0,000%
21/02/2011 1,731 +0,010 -> Increase compared preve. day:+0,581%
22/02/2011 1,739 +0,008 -> Increase compared preve. day:+0,462%
23/02/2011 1,748 +0,009 -> Increase compared preve. day:+0,518%
24/02/2011 1,752 +0,004 -> Increase compared preve. day:+0,229%
25/02/2011 1,765 +0,013 ->  Increase compared preve. day:+0,742%
28/02/2011 1,767  Theorical expected value              
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
684,74
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 43,90

Expected yearly extra expenses will be:  527
(+6,85) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,705 0,777 0,832 0,867 0,960 1,092 1,180
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,269 1,377 1,438 1,506 1,575 1,635 1,696
12 mo.





1,765





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,837 0,860 0,878 0,895 0,969 1,086 1,161
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,247 1,351 1,410 1,472 1,534 1,593 1,645
12m(av)





1,711





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/2/2011 at 13:10
 

Thursday, 24 February 2011

Euribor 24/2/2011 (12 months & other types)

Forecast of February average: 1,713 (Reliability: 90%)
Oficial value of day 24/2/11: 1,752 (+0,229%)
 
Comments: Today again a new maximum of Euribor at 12 months from june'09, and practically all the values of the euribor are higher or equal than yesterday. (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 -> Increase compared preve. day:+0,117%
15/02/2011 1,720 +0,004 -> Increase compared preve. day:+0,233%
16/02/2011 1,725 +0,005 -> Increase compared preve. day:+0,291%
17/02/2011 1,721 -0,004 ->  Reduction compared prev. day:-0,232%
18/02/2011 1,721 =0,000 -> Reduction compared prev. day:=0,000%
21/02/2011 1,731 +0,010 -> Increase compared preve. day:+0,581%
22/02/2011 1,739 +0,008 -> Increase compared preve. day:+0,462%
23/02/2011 1,748 +0,009 -> Increase compared preve. day:+0,518%
24/02/2011 1,752 +0,004 -> Increase compared preve. day:+0,229%
25/02/2011 1,753  Theorical expected value        
28/02/2011 1,754  Theorical expected value              
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
684,65 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 43,81

Expected yearly extra expenses will be:  526
 € (+6,84%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 24/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,708 0,773 0,828 0,862 0,958 1,088 1,175
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,261 1,371 1,431 1,497 1,564 1,624 1,682
12 mo.





1,752





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,844 0,865 0,881 0,897 0,969 1,086 1,160
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,245 1,349 1,409 1,471 1,532 1,591 1,642
12m(av)





1,708





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 24/2/2011 at 13:10
 

Wednesday, 23 February 2011

Euribor 23/2/2011 (12 months & other types)

Forecast of February average: 1,712 (Reliability: 85%)
Oficial value of day 23/2/11: 1,739 (+0,518%)
 
Comments: It seems has been an illusion, today again a new maximum of Euribor at 12 months from june'09, and all the values of the euribor are higher or equal than yesterday. (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 -> Increase compared preve. day:+0,117%
15/02/2011 1,720 +0,004 -> Increase compared preve. day:+0,233%
16/02/2011 1,725 +0,005 -> Increase compared preve. day:+0,291%
17/02/2011 1,721 -0,004 ->  Reduction compared prev. day:-0,232%
18/02/2011 1,721 =0,000 -> Reduction compared prev. day:=0,000%
21/02/2011 1,731 +0,010 -> Increase compared preve. day:+0,581%
22/02/2011 1,739 +0,008 -> Increase compared preve. day:+0,462%
23/02/2011 1,748 +0,009 -> Increase compared preve. day:+0,518%
24/02/2011 1,748  Theorical expected value         
25/02/2011 1,749  Theorical expected value         
28/02/2011 1,750  Theorical expected value              
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
684,38 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 43,54

Expected yearly extra expenses will be:  522
 € (+6,79%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,718 0,772 0,826 0,863 0,958 1,087 1,172
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,260 1,367 1,429 1,494 1,562 1,620 1,679
12 mo.





1,748





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,852 0,870 0,884 0,899 0,970 1,086 1,159
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,244 1,348 1,407 1,469 1,530 1,589 1,639
12m(av)





1,706





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/2/2011 at 13:10

Tuesday, 22 February 2011

Euribor 22/2/2011 (12 months & other types)

Forecast of February average: 1,710 (Reliability: 80%)
Oficial value of day 22/2/11: 1,739 (+0,462%)
 
Comments: Today again a upturn of Euribor at 12 months, but the values of the euribor types from 1 week to 2 months are lower or equal than yesterday. (The next update will be done tomorrow at latest at 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/02/2011 1,660 +0,016 -> Increase compared preve. day:+0,973%
02/02/2011 1,666 +0,006 -> Increase compared preve. day:+0,361%
03/02/2011 1,678 +0,012 -> Increase compared preve. day:+0,720%
04/02/2011 1,682 +0,004 -> Increase compared preve. day:+0,238%
07/02/2011 1,684 +0,002 -> Increase compared preve. day:+0,119%
08/02/2011 1,683 -0,001 -> Reduction compared prev. day:-0,059%
09/02/2011 1,700 +0,017 -> Increase compared preve. day:+1,010%
10/02/2011 1,708 +0,008 -> Increase compared preve. day:+0,471%
11/02/2011 1,714 +0,006 -> Increase compared preve. day:+0,351%
14/02/2011 1,716 +0,002 -> Increase compared preve. day:+0,117%
15/02/2011 1,720 +0,004 -> Increase compared preve. day:+0,233%
16/02/2011 1,725 +0,005 -> Increase compared preve. day:+0,291%
17/02/2011 1,721 -0,004 ->  Reduction compared prev. day:-0,232%
18/02/2011 1,721 =0,000 -> Reduction compared prev. day:=0,000%
21/02/2011 1,731 +0,010 -> Increase compared preve. day:+0,581%
22/02/2011 1,739 +0,008 ->  Increase compared preve. day:+0,462%
23/02/2011 1,739  Theorical expected value       
24/02/2011 1,738  Theorical expected value       
25/02/2011 1,737  Theorical expected value       
28/02/2011 1,737  Theorical expected value      
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
684,38 €
Compared one year ago, in February'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 43,54

Expected yearly extra expenses will be:  522
 € (+6,79%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 22/2/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,708 0,769 0,822 0,863 0,956 1,082 1,166
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,255 1,360 1,423 1,486 1,553 1,613 1,669
12 mo.





1,739





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,861 0,876 0,888 0,901 0,971 1,086 1,159
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,243 1,347 1,406 1,468 1,528 1,587 1,637
12m(av)





1,703





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 22/2/2011 at 13:10