Thursday 27 October 2011

Euribor 27/10/2011 (12 months & other types)

Forecast of October average: 2,110 (Reliability: 90%)
Oficial value of day 27/10/11: 2,119 (+0,094%)
 
Comments: Today increases 2 thousandths and all the rest of Euribor types are also higher than yesterday except the 1 & 2 weeks.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/10/2011 2,085 +0,001 -> Increase compared prev. day:+0,048%
04/10/2011 2,083 -0,002 -> Reduction compared prev.day:-0,096%
05/10/2011 2,083 =0,000 -> Reduction compared prev.day:=0,000%
06/10/2011 2,082 -0,001 -> Reduction compared prev.day:-0,048%
07/10/2011 2,100 +0,018 -> Increase compared prev. day:+0,865%
10/10/2011 2,102 +0,002 -> Increase compared prev. day:+0,095%
11/10/2011 2,106 +0,004 -> Increase compared prev. day:+0,190%
12/10/2011 2,109 +0,003 -> Increase compared prev. day:+0,142%
13/10/2011 2,111 +0,002 -> Increase compared prev. day:+0,095%
14/10/2011 2,115 +0,004 -> Increase compared prev. day:+0,189%
17/10/2011 2,122 +0,007 -> Increase compared prev. day:+0,331%
18/10/2011 2,117 -0,005 -> Reduction compared prev.day:-0,236%
19/10/2011 2,122 +0,005 -> Increase compared prev. day:+0,236%
20/10/2011 2,123 +0,001 -> Increase compared prev. day:+0,047%
21/10/2011 2,122 -0,001 -> Reduction compared prev.day:-0,047%
24/10/2011 2,121 -0,001 -> Reduction compared prev.day:-0,047%
25/10/2011 2,124 +0,003 -> Increase compared prev. day:+0,141%
26/10/2011 2,117 -0,007 -> Reduction compared prev.day:-0,330%
27/10/2011 2,119 +0,002 -> Increase compared prev. day:+0,094%
28/10/2011 2,120  Theorical expected value                   
31/10/2011 2,119  Theorical expected value             
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
721,55 €.
Compared one year ago, in October'10 (1,495%): 664,87 €
Expected monthly extra expenses will be: 56,68 €.
 
Expected yearly extra expenses will be:  680
(+8,53%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/10/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,140 1,222 1,297 1,365 1,441 1,590 1,641
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,705 1,788 1,848 1,899 1,954 1,999 2,064
12 mo.





2,119





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,169 1,235 1,300 1,363 1,435 1,574 1,628
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,693 1,775 1,833 1,884 1,940 1,989 2,055
12m(a)





2,109





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/10/2011 at 13:50

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