Tuesday 25 October 2011

Euribor 25/10/2011 (12 months & other types)

Forecast of October average: 2,111 (Reliability: 80%)
Oficial value of day 25/10/11: 2,124 (+0,141%)
 
Comments: Today increases 3 thousandths and all the rest of Euribor types continues with very small changes.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/10/2011 2,085 +0,001 -> Increase compared prev. day:+0,048%
04/10/2011 2,083 -0,002 -> Reduction compared prev.day:-0,096%
05/10/2011 2,083 =0,000 -> Reduction compared prev.day:=0,000%
06/10/2011 2,082 -0,001 -> Reduction compared prev.day:-0,048%
07/10/2011 2,100 +0,018 -> Increase compared prev. day:+0,865%
10/10/2011 2,102 +0,002 -> Increase compared prev. day:+0,095%
11/10/2011 2,106 +0,004 -> Increase compared prev. day:+0,190%
12/10/2011 2,109 +0,003 -> Increase compared prev. day:+0,142%
13/10/2011 2,111 +0,002 -> Increase compared prev. day:+0,095%
14/10/2011 2,115 +0,004 -> Increase compared prev. day:+0,189%
17/10/2011 2,122 +0,007 -> Increase compared prev. day:+0,331%
18/10/2011 2,117 -0,005 -> Reduction compared prev.day:-0,236%
19/10/2011 2,122 +0,005 -> Increase compared prev. day:+0,236%
20/10/2011 2,123 +0,001 -> Increase compared prev. day:+0,047%
21/10/2011 2,122 -0,001 -> Reduction compared prev.day:-0,047%
24/10/2011 2,121 -0,001 -> Reduction compared prev.day:-0,047%
25/10/2011 2,124 +0,003 -> Increase compared prev. day:+0,141%
26/10/2011 2,125  Theorical expected value                 
27/10/2011 2,126  Theorical expected value                 
28/10/2011 2,127  Theorical expected value               
31/10/2011 2,126  Theorical expected value               
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
721,37 €.
Compared one year ago, in October'10 (1,495%): 664,87 €
Expected monthly extra expenses will be: 56,50 €.
 
Expected yearly extra expenses will be:  678
(+8,50%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/10/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,151 1,229 1,300 1,367 1,441 1,588 1,639
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,704 1,788 1,849 1,903 1,958 2,005 2,068
12 mo.





2,124





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,172 1,236 1,300 1,363 1,435 1,572 1,627
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,692 1,773 1,831 1,882 1,939 1,988 2,054
12m(a)





2,107





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/10/2011 at 13:50

No comments:

Post a Comment

Note: only a member of this blog may post a comment.