Tuesday, 4 October 2011

Euribor 4/10/2011 (12 months & other types)

Forecast of October average: 2,077 (Reliability: 10%)
Oficial value of day 4/10/11: 2,083 (-0,096%)
 
Comments: Today  2 thousandths less and all the rest of Euribor types are lower than yesterday values except from 1 week till 1 months wich are lower.The next update will be done tomorrow around 14:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
3/10/2011 2,085 +0,001 -> Increase compared prev. day:+0,048%
4/10/2011 2,083 -0,002 -> Reduction compared prev.day:-0,096%
5/10/2011 2,082  Theorical expected value      
6/10/2011 2,081   ECB, maybe -0,25 (1,25%)  
7/10/2011 2,080   Theorical expected value      
10/10/2011 2,081  Theorical expected value      
11/10/2011 2,081  Theorical expected value      
12/10/2011 2,076  Theorical expected value      
13/10/2011 2,076  Theorical expected value      
14/10/2011 2,075  Theorical expected value      
17/10/2011 2,074  Theorical expected value      
18/10/2011 2,073  Theorical expected value      
19/10/2011 2,073  Theorical expected value      
20/10/2011 2,072  Theorical expected value      
21/10/2011 2,071  Theorical expected value      
24/10/2011 2,070  Theorical expected value      
25/10/2011 2,069  Theorical expected value      
26/10/2011 2,068  Theorical expected value      
27/10/2011 2,067  Theorical expected value      
28/10/2011 2,066  Theorical expected value      
31/10/2011 2,065  Theorical expected value      
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
718,63 €.
Compared one year ago, in October'10 (1,495%): 664,87 €
Expected monthly extra expenses will be: 53,76 €.
 
Expected yearly extra expenses will be:  719
(+8,09%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/10/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,184 1,239 1,296 1,354 1,426 1,557 1,612
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,678 1,756 1,814 1,860 1,918 1,967 2,033
12 mo.





2,083





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,191 1,243 1,297 1,355 1,426 1,557 1,612
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,678 1,757 1,814 1,860 1,919 1,969 2,034
12m(a)





2,084





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 4/10/2011 at 15:10

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