Thursday, 6 October 2011

Euribor 6/10/2011 (12 months & other types)

Forecast of October average: 2,077 (Reliability: 19%)
Oficial value of day 6/10/11: 2,082 (-0,048%)
 
Comments: Today 1 thousandth less and all the rest of Euribor types are lower than yesterday values, today around 14:00 we will know the ECB decision.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
3/10/11 2,085 +0,001 -> Increase compared prev. day:+0,048%
4/10/11 2,083 -0,002 -> Reduction compared prev.day:-0,096%
5/10/11 2,083 =0,000 -> Reduction compared prev.day:=0,000%
6/10/11 2,082 -0,001 -> Reduction compared prev.day:-0,048%
7/10/11  2,081  Theorical expected value        
10/10/11 2,082  Theorical expected value        
11/10/11 2,082  Theorical expected value        
12/10/11 2,077  Theorical expected value        
13/10/11 2,077  Theorical expected value        
14/10/11 2,076  Theorical expected value        
17/10/11 2,075  Theorical expected value        
18/10/11 2,074  Theorical expected value        
19/10/11 2,074  Theorical expected value        
20/10/11 2,073  Theorical expected value        
21/10/11 2,072  Theorical expected value        
24/10/11 2,071  Theorical expected value        
25/10/11 2,070  Theorical expected value        
26/10/11 2,069  Theorical expected value        
27/10/11 2,068  Theorical expected value        
28/10/11 2,067  Theorical expected value        
31/10/11 2,066  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
718,63 €.
Compared one year ago, in October'10 (1,495%): 664,87 €
Expected monthly extra expenses will be: 53,76 €.
 
Expected yearly extra expenses will be:  719
(+8,09%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 6/10/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,155 1,223 1,289 1,353 1,425 1,556 1,611
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,675 1,755 1,813 1,861 1,918 1,966 2,034
12 mo.





2,082





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,177 1,235 1,294 1,354 1,426 1,557 1,612
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,678 1,757 1,814 1,861 1,919 1,968 2,034
12m(a)





2,083





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 6/10/2011 at 13:50

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