Euribor 5/10/2011 (12 months & other types)

Forecast of October average: 2,077 (Reliability: 15%)

Oficial value of day 5/10/11: 2,083 (=0,000%)

 

Comments: Today repeat value and all the rest of Euribor types with very lightly differences compared than yesterday values, waiting the ECB decision of tomorrow.The next update will be done tomorrow around 14:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/10/11 2,085 +0,001 -> Increase compared prev. day:+0,048%
04/10/11 2,083 -0,002 -> Reduction compared prev.day:-0,096%
05/10/11 2,083 =0,000 -> Reduction compared prev.day:=0,000%
06/10/11 2,082  ECB, maybe -0,25 (1,25%)
07/10/11 2,081  Theorical expected value       
10/10/11 2,082  Theorical expected value       
11/10/11 2,082  Theorical expected value       
12/10/11 2,077  Theorical expected value       
13/10/11 2,077  Theorical expected value       
14/10/11 2,076  Theorical expected value       
17/10/11 2,075  Theorical expected value       
18/10/11 2,074  Theorical expected value       
19/10/11 2,074  Theorical expected value       
20/10/11 2,073  Theorical expected value       
21/10/11 2,072  Theorical expected value       
24/10/11 2,071  Theorical expected value       
25/10/11 2,070  Theorical expected value       
26/10/11 2,069  Theorical expected value       
27/10/11 2,068  Theorical expected value       
28/10/11 2,067  Theorical expected value       
31/10/11 2,066  Theorical expected value  

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 718,63 €.
Compared one year ago, in October'10 (1,495%): 664,87 €
Expected monthly extra expenses will be: 53,76 €. 
Expected yearly extra expenses will be:  719 € (+8,09%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/10/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,170	1,233	1,294	1,354	1,428	1,558	1,614
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,680	1,758	1,816	1,862	1,920	1,968	2,035
12 mo.
2,083

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,184	1,239	1,296	1,354	1,427	1,557	1,613
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,679	1,757	1,815	1,861	1,919	1,968	2,034
12m(a)
2,084

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/10/2011 at 15:10