Monday, 3 October 2011

Euribor 3/10/2011 (12 months & other types)

Forecast of October average: 2,079 (Reliability: 5%)
Oficial value of day 3/10/11: 2,085 (+0,048%)
 
Comments: Today  1 thousandth more and  practically all the rest of Euribor types continues being higher than Friday values except from 1 week till 1 months wich are lower.The next update will be done tomorrow around 14:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/10/2011 2,085 +0,001 -> Reduction compared prev.day:+0,048%
04/10/2011 2,086  Theorical expected value     
05/10/2011 2,087  Theorical expected value     
06/10/2011 2,089  ECB, maybe -0,25 (1,00%) 
07/10/2011 2,085  Theorical expected value     
10/10/2011 2,086  Theorical expected value     
11/10/2011 2,086  Theorical expected value     
12/10/2011 2,081  Theorical expected value     
13/10/2011 2,081  Theorical expected value     
14/10/2011 2,080  Theorical expected value     
17/10/2011 2,079  Theorical expected value     
18/10/2011 2,078  Theorical expected value     
19/10/2011 2,078  Theorical expected value     
20/10/2011 2,077  Theorical expected value     
21/10/2011 2,076  Theorical expected value     
24/10/2011 2,075  Theorical expected value     
25/10/2011 2,074  Theorical expected value     
26/10/2011 2,073  Theorical expected value     
27/10/2011 2,072  Theorical expected value     
28/10/2011 2,071  Theorical expected value     
31/10/2011 2,070  Theorical expected value       
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
718,63 €.
Compared one year ago, in October'10 (1,495%): 664,87 €
Expected monthly extra expenses will be: 53,76 €.
 
Expected yearly extra expenses will be:  719
(+8,09%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 3/10/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,197 1,246 1,298 1,355 1,426 1,557 1,612
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,678 1,757 1,814 1,860 1,919 1,970 2,035
12 mo.





2,085





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,197 1,246 1,298 1,355 1,426 1,557 1,612
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,678 1,757 1,814 1,860 1,919 1,970 2,035
12m(a)





2,085





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 3/10/2011 at 15:10

No comments:

Post a Comment

Note: only a member of this blog may post a comment.