Friday, 21 October 2011

Euribor 21/10/2011 (12 months & other types)

Forecast of October average: 2,110 (Reliability: 70%)
Oficial value of day 21/10/11: 2,122 (-0,047%)
 
Comments: Today 1 thousandth less and all the rest of Euribor types with very small changes.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/10/2011 2,085 +0,001 -> Increase compared prev. day:+0,048%
04/10/2011 2,083 -0,002 -> Reduction compared prev.day:-0,096%
05/10/2011 2,083 =0,000 -> Reduction compared prev.day:=0,000%
06/10/2011 2,082 -0,001 -> Reduction compared prev.day:-0,048%
07/10/2011 2,100 +0,018 -> Increase compared prev. day:+0,865%
10/10/2011 2,102 +0,002 -> Increase compared prev. day:+0,095%
11/10/2011 2,106 +0,004 -> Increase compared prev. day:+0,190%
12/10/2011 2,109 +0,003 -> Increase compared prev. day:+0,142%
13/10/2011 2,111 +0,002 -> Increase compared prev. day:+0,095%
14/10/2011 2,115 +0,004 -> Increase compared prev. day:+0,189%
17/10/2011 2,122 +0,007 -> Increase compared prev. day:+0,331%
18/10/2011 2,117 -0,005 -> Reduction compared prev.day:-0,236%
19/10/2011 2,122 +0,005 -> Increase compared prev. day:+0,236%
20/10/2011 2,123 +0,001 -> Increase compared prev. day:+0,047%
21/10/2011 2,122 -0,001 -> Reduction compared prev.day:-0,047%
24/10/2011 2,123  Theorical expected value               
25/10/2011 2,124  Theorical expected value               
26/10/2011 2,125  Theorical expected value               
27/10/2011 2,126  Theorical expected value               
28/10/2011 2,127  Theorical expected value               
31/10/2011 2,126  Theorical expected value               
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
721,37 €.
Compared one year ago, in October'10 (1,495%): 664,87 €
Expected monthly extra expenses will be: 56,50 €.
 
Expected yearly extra expenses will be:  678
(+8,50%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 21/10/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,158 1,231 1,303 1,368 1,440 1,585 1,637
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,702 1,785 1,847 1,901 1,956 2,003 2,067
12 mo.





2,122





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,174 1,237 1,300 1,362 1,434 1,570 1,625
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,690 1,771 1,829 1,880 1,936 1,986 2,052
12m(a)





2,105





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 21/10/2011 at 13:50

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