Euribor 30/9/2011 & final value of September average

Final value of September average: 2,067

Oficial value of day 30/9/2011: 2,084 (+0,144%)

 

Comments: Today  3 thousandths more and practically all of the Euribor types continues being higher than yesterday except Euribor at 1 week wich is lower. The next week will be very important to know if the ECB changes the interest policy and reduces the official interest rate. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/09/2011 2,089 =0,000 -> Increase compared prev. day:=0,000%

02/09/2011 2,083 -0,006 -> Reduction compared prev.day:-0,287%
05/09/2011 2,071 -0,012 -> Reduction compared prev.day:-0,576%
06/09/2011 2,066 -0,005 -> Reduction compared prev.day:-0,241%
07/09/2011 2,067 +0,001 -> Increase compared prev. day: +0,048%
08/09/2011 2,067 =0,000 -> Increase compared prev. day:=0,000%
09/09/2011 2,059 -0,008 -> Reduction compared prev.day:-0,387%
12/09/2011 2,051 -0,008 -> Reduction compared prev.day:-0,389%
13/09/2011 2,052 +0,001 -> Increase compared prev. day:+0,049%
14/09/2011 2,058 +0,006 -> Increase compared prev. day:+0,292%
15/09/2011 2,066 +0,008 -> Increase compared prev. day:+0,389%
16/09/2011 2,068 +0,002 -> Increase compared prev. day:+0,097%
19/09/2011 2,064 -0,004 -> Reduction compared prev.day:-0,193%
20/09/2011 2,065 +0,001 -> Increase compared prev. day:+0,048%
21/09/2011 2,065 =0,000 -> Increase compared prev. day:=0,000%
22/09/2011 2,060 -0,005 -> Reduction compared prev.day:-0,242%
23/09/2011 2,060 =0,000 -> Reduction compared prev.day:=0,000%
26/09/2011 2,057 -0,003 -> Reduction compared prev.day:-0,146%
27/09/2011 2,064 +0,007 -> Increase compared prev. day:+0,340%
28/09/2011 2,075 +0,011 -> Increase compared prev. day:+0,533%
29/09/2011 2,081 +0,006 -> Increase compared prev. day:+0,289%
30/09/2011 2,084 +0,003 -> Increase compared prev. day:+0,144%
 

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 717,50 €.
Compared one year ago, in September'10 (1,420%): 658,14 €
Expected monthly extra expenses will be: 59,36 €. 
Expected yearly extra expenses will be:  712 € (+9,02%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/9/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,208	1,250	1,300	1,356	1,425	1,554	1,610
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,675	1,753	1,810	1,856	1,916	1,967	2,032
12 mo.
2,084

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,134	1,214	1,285	1,347	1,416	1,536	1,594
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,657	1,736	1,793	1,838	1,896	1,947	2,012
12m(a)
2,067

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/9/2011 at 19:10