Euribor 29/7/2011 & final value of July average

Final value of July average: 2,183

Oficial value of day 29/7/2011: 2,178 (-0,229%)

 

Comments: Today  5 thousandths less and all of the Euribor types continues being lower than yesterday. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

(From 1 to 5 of August won't be Euribor daily publication in this blog due to summer vacation, and from 8 to 12 of August the daily publication time could be different from 13 to 20 hours)

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2011 2,172 +0,010 ->  Increase compared prev. day:+0,463%
04/07/2011 2,180 +0,008 ->  Increase compared prev. day:+0,368%
05/07/2011 2,187 +0,007 ->  Increase compared prev. day:+0,321%
06/07/2011 2,189 +0,002 ->  Increase compared prev. day:+0,091%
07/07/2011 2,195 +0,006 ->  Increase compared prev. day:+0,274%
08/07/2011 2,201 +0,006 ->  Increase compared prev. day:+0,273%
11/07/2011 2,195 -0,006 ->  Reduction compared prev.day:-0,273%
12/07/2011 2,178 -0,017 ->  Reduction compared prev.day:-0,774%
13/07/2011 2,177 -0,001 ->  Reduction compared prev.day:-0,046%
14/07/2011 2,176 -0,001 ->  Reduction compared prev.day:-0,046%
15/07/2011 2,171 -0,005 ->  Reduction compared prev.day:-0,230%
18/07/2011 2,169 -0,002 ->  Reduction compared prev.day:-0,092%
19/07/2011 2,169 =0,000 -> Reduction compared prev.day:=0,000%
20/07/2011 2,170 +0,001 ->  Increase compared prev. day:+0,046%
21/07/2011 2,177 +0,007 ->  Increase compared prev. day:+0,323%
22/07/2011 2,192 +0,015 ->  Increase compared prev. day:+0,689%
25/07/2011 2,193 +0,001 ->  Increase compared prev. day:+0,046%
26/07/2011 2,194 +0,001 ->  Increase compared prev. day:+0,046%
27/07/2011 2,190 -0,004 -> Reduction compared prev.day:-0,182%
28/07/2011 2,183 -0,007 -> Reduction compared prev.day: -0,320%
29/07/2011 2,178 -0,005 -> Reduction compared prev.day:-0,229%

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 728,46 €.
Compared one year ago, in July'10 (1,373%): 653,94 €
Expected monthly extra expenses will be: 74,52 €. 
Expected yearly extra expenses will be:  894 € (+11,40%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/7/2011:

   

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,212	1,300	1,376	1,433	1,494	1,609	1,661
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,737	1,821	1,873	1,930	1,992	2,049	2,111
12 mo.
2,178

 

Real average of Euribor of the current month from 1 week to 12 months:

  

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,324	1,358	1,389	1,422	1,479	1,598	1,654
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,731	1,818	1,872	1,929	1,994	2,053	2,113
12m(a)
2,183

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/7/2011 at 13:10