Thursday, 7 July 2011

Euribor 7/7/2011 (12 months & other types)

Forecast of July average: 2,200 (Reliability: 24%)
Oficial value of day 7/7/11: 2,195 (+0,274%)
 
Comments: Today the increases continues with only 6 thousandths more, waiting the ECB decition, and all the Euribor types are higher than yesterday. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2011 2,172 +0,010 ->  Increase compared prev. day:+0,463%
04/07/2011 2,180 +0,008 ->  Increase compared prev. day:+0,368%
05/07/2011 2,187 +0,007 ->  Increase compared prev. day:+0,321%
06/07/2011 2,189 +0,002 ->  Increase compared prev. day:+0,091%
07/07/2011 2,195 +0,006 ->  Increase compared prev. day:+0,274%
08/07/2011 2,197  Theorical expected value      
11/07/2011 2,199  Theorical expected value      
12/07/2011 2,200  Theorical expected value      
13/07/2011 2,202  Theorical expected value      
14/07/2011 2,201  Theorical expected value      
15/07/2011 2,204  Theorical expected value      
18/07/2011 2,211  Theorical expected value      
19/07/2011 2,210  Theorical expected value      
20/07/2011 2,209  Theorical expected value      
21/07/2011 2,209  Theorical expected value      
22/07/2011 2,209  Theorical expected value      
25/07/2011 2,208  Theorical expected value      
26/07/2011 2,208  Theorical expected value      
27/07/2011 2,207  Theorical expected value      
28/07/2011 2,207  Theorical expected value      
29/07/2011 2,206  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
730,08 €.
Compared one year ago, in July'10 (1,373%): 653,94 €
Expected monthly extra expenses will be: 76,14 €.
 
Expected yearly extra expenses will be:  914
(+11,64%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 7/7/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,252 1,300 1,334 1,371 1,451 1,583 1,649
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,731 1,823 1,875 1,934 2,005 2,063 2,123
12 mo.





2,195





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,180 1,252 1,300 1,344 1,432 1,568 1,633
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,718 1,809 1,863 1,923 1,993 2,052 2,111
12m(a)





2,185





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 7/7/2011 at 13:10
 

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