Euribor 27/7/2011 (12 months & other types)

Forecast of July average: 2,183 (Reliability: 90%)

Oficial value of day 26/7/11: 2,190 (-0,182%)

 

Comments: Today has decreased 4 thousandths, and all Euribor types are lower than yesterday.The next update will be done tomorrow at latest at 13:10 hours.

(From 1 to 5 of August won't be Euribor daily publication in this blog due to summer vacation, and from 8 to 12 of August the daily publication time could be different from 13 to 20 hours)

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2011 2,172 +0,010 ->  Increase compared prev. day:+0,463%
04/07/2011 2,180 +0,008 ->  Increase compared prev. day:+0,368%
05/07/2011 2,187 +0,007 ->  Increase compared prev. day:+0,321%
06/07/2011 2,189 +0,002 ->  Increase compared prev. day:+0,091%
07/07/2011 2,195 +0,006 ->  Increase compared prev. day:+0,274%
08/07/2011 2,201 +0,006 ->  Increase compared prev. day:+0,273%
11/07/2011 2,195 -0,006 ->  Reduction compared prev.day:-0,273%
12/07/2011 2,178 -0,017 ->  Reduction compared prev.day:-0,774%
13/07/2011 2,177 -0,001 ->  Reduction compared prev.day:-0,046%
14/07/2011 2,176 -0,001 ->  Reduction compared prev.day:-0,046%
15/07/2011 2,171 -0,005 ->  Reduction compared prev.day:-0,230%
18/07/2011 2,169 -0,002 ->  Reduction compared prev.day:-0,092%
19/07/2011 2,169 =0,000 -> Reduction compared prev.day:=0,000%
20/07/2011 2,170 +0,001 ->  Increase compared prev. day:+0,046%
21/07/2011 2,177 +0,007 ->  Increase compared prev. day:+0,323%
22/07/2011 2,192 +0,015 ->  Increase compared prev. day:+0,689%
25/07/2011 2,193 +0,001 ->  Increase compared prev. day:+0,046%
26/07/2011 2,194 +0,001 ->  Increase compared prev. day:+0,046%
27/07/2011 2,190 -0,004 -> Reduction compared prev.day:-0,182%
28/07/2011 2,189   Theorical expected value
29/07/2011 2,188   Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 728,56 €.
Compared one year ago, in July'10 (1,373%): 653,94 €
Expected monthly extra expenses will be: 74,62 €. 
Expected yearly extra expenses will be:  895 € (+11,41%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/7/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,281	1,324	1,386	1,442	1,498	1,612	1,666
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,741	1,828	1,883	1,940	2,003	2,061	2,123
12 mo.
2,190

 

 

Real average of Euribor of the current month from 1 week to 12 months:

   

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,334	1,364	1,391	1,420	1,477	1,596	1,653
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,730	1,818	1,871	1,928	1,994	2,053	2,113
12m(a)
2,183

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 2/7/2011 at 13:10