Euribor 5/7/2011 (12 months & other types)

Forecast of July average: 2,188 (Reliability: 12%)
Oficial value of day 5/7/11: 2,187 (+0,321%)

 

Comments: Today the increases continues with 8 thousandths more, and practically all the Euribor types are higher than Friday. The next update will be done tomorrow at latest at 13:10 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/11 2,172 +0,010 ->  Increase compared prev. day:+0,463%
04/07/11 2,180 +0,008 ->  Increase compared prev. day:+0,368%
05/07/11 2,187 +0,007 ->  Increase compared prev. day:+0,321%
06/07/11 2,189  Theorical expected value    
07/07/11 2,191  ECB, expected increase(+0,25=1,50%) 
08/07/11 2,193  Theorical expected value    
11/07/11 2,195  Theorical expected value    
12/07/11 2,196  Theorical expected value    
13/07/11 2,198  Theorical expected value    
14/07/11 2,197  Theorical expected value    
15/07/11 2,200  Theorical expected value    
18/07/11 2,207  Theorical expected value    
19/07/11 2,206  Theorical expected value    
20/07/11 2,205  Theorical expected value    
21/07/11 2,205  Theorical expected value    
22/07/11 2,205  Theorical expected value    
25/07/11 2,204  Theorical expected value    
26/07/11 2,204  Theorical expected value    
27/07/11 2,203  Theorical expected value    
28/07/11 2,203  Theorical expected value    
29/07/11 2,202  Theorical expected value  

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 728,65 €.
Compared one year ago, in July'10 (1,373%): 653,94 €
Expected monthly extra expenses will be: 74,71 €. 
Expected yearly extra expenses will be:  897 € (+11,42%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/7/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,164	1,242	1,294	1,340	1,430	1,568	1,634
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,719	1,810	1,864	1,925	1,995	2,054	2,113
12 mo.
2,187

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,170	1,239	1,290	1,336	1,425	1,562	1,626
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,712	1,803	1,859	1,918	1,988	2,047	2,105
12m(a)
2,180

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/7/2011 at 14:10