Monday 4 July 2011

Euribor 4/7/2011 (12 months & other types)

Forecast of July average: 2,186 (Reliability: 10%)
Oficial value of day 4/7/11: 2,180 (+0,368%)
 
Comments: Today the increases continues with 8 thousandths more, and practically all the Euribor types are higher than Friday. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1/7/2011 2,172 +0,010 -> Increase compared prev. day:+0,463%
4/7/2011 2,180 +0,008 -> Increase compared prev. day:+0,368%
5/7/2011 2,179   Theorical expected value   
6/7/2011 2,181   Theorical expected value   
7/7/2011 2,183  ECB, expected increase(+0,25=1,50%) 
8/7/2011 2,185   Theorical expected value   
11/7/2011 2,187   Theorical expected value   
12/7/2011 2,188   Theorical expected value   
13/7/2011 2,190   Theorical expected value   
14/7/2011 2,189   Theorical expected value   
15/7/2011 2,192   Theorical expected value   
18/7/2011 2,199   Theorical expected value   
19/7/2011 2,198   Theorical expected value   
20/7/2011 2,197   Theorical expected value   
21/7/2011 2,197   Theorical expected value   
22/7/2011 2,197   Theorical expected value   
25/7/2011 2,196   Theorical expected value   
26/7/2011 2,196   Theorical expected value   
27/7/2011 2,195   Theorical expected value   
28/7/2011 2,195   Theorical expected value   
29/7/2011 2,194   Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
728,65 €.
Compared one year ago, in July'10 (1,373%): 653,94 €
Expected monthly extra expenses will be: 74,71 €.
 
Expected yearly extra expenses will be:  897
(+11,42%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/7/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,168 1,239 1,290 1,336 1,425 1,563 1,627
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,713 1,803 1,859 1,918 1,988 2,048 2,106
12 mo.





2,180





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,173 1,238 1,289 1,334 1,423 1,560 1,623
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,709 1,800 1,856 1,914 1,984 2,044 2,102
12m(a)





2,176





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 4/7/2011 at 13:10
 

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