Euribor 4/7/2011 (12 months & other types)

Forecast of July average: 2,186 (Reliability: 10%)
Oficial value of day 4/7/11: 2,180 (+0,368%)

 

Comments: Today the increases continues with 8 thousandths more, and practically all the Euribor types are higher than Friday. The next update will be done tomorrow at latest at 13:10 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1/7/2011 2,172 +0,010 -> Increase compared prev. day:+0,463%
4/7/2011 2,180 +0,008 -> Increase compared prev. day:+0,368%
5/7/2011 2,179   Theorical expected value   
6/7/2011 2,181   Theorical expected value   
7/7/2011 2,183  ECB, expected increase(+0,25=1,50%) 
8/7/2011 2,185   Theorical expected value   
11/7/2011 2,187   Theorical expected value   
12/7/2011 2,188   Theorical expected value   
13/7/2011 2,190   Theorical expected value   
14/7/2011 2,189   Theorical expected value   
15/7/2011 2,192   Theorical expected value   
18/7/2011 2,199   Theorical expected value   
19/7/2011 2,198   Theorical expected value   
20/7/2011 2,197   Theorical expected value   
21/7/2011 2,197   Theorical expected value   
22/7/2011 2,197   Theorical expected value   
25/7/2011 2,196   Theorical expected value   
26/7/2011 2,196   Theorical expected value   
27/7/2011 2,195   Theorical expected value   
28/7/2011 2,195   Theorical expected value   
29/7/2011 2,194   Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 728,65 €.
Compared one year ago, in July'10 (1,373%): 653,94 €
Expected monthly extra expenses will be: 74,71 €. 
Expected yearly extra expenses will be:  897 € (+11,42%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/7/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,168	1,239	1,290	1,336	1,425	1,563	1,627
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,713	1,803	1,859	1,918	1,988	2,048	2,106
12 mo.
2,180

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,173	1,238	1,289	1,334	1,423	1,560	1,623
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,709	1,800	1,856	1,914	1,984	2,044	2,102
12m(a)
2,176

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/7/2011 at 13:10