Monday, 8 August 2011

Euribor 8/8/2011 (12 months & other types)

Forecast of August average: 2,108 (Reliability: 26%)
Oficial value of day 8/8/11: 2,102 (-0,190%)
 
Comments: Today has decreased 4 thousandths, and all Euribor types continues being lower than Friday except the Euribor at 1 & 2 weeks that are higher.The next update will be done tomorrow at latest at 20:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
001/08/2011 2,177 -0,001 -> Reduction compared prev.day:-0,046%
02/08/2011 2,175 -0,002 -> Reduction compared prev.day:-0,092%
03/08/2011 2,172 -0,003 -> Reduction compared prev.day:-0,138%
04/08/2011 2,173 +0,001 -> Increase compared prev. day:+0,046%
05/08/2011 2,106 -0,067 -> Reduction compared prev.day:-3,083%
08/08/2011 2,102 -0,004 -> Reduction compared prev.day:-0,190%
09/08/2011 2,101  Theorical expected value
10/08/2011 2,100  Theorical expected value
11/08/2011 2,099  Theorical expected value
12/08/2011 2,098  Theorical expected value
15/08/2011 2,097  Theorical expected value
16/08/2011 2,096  Theorical expected value
17/08/2011 2,095  Theorical expected value
18/08/2011 2,094  Theorical expected value
19/08/2011 2,093  Theorical expected value
22/08/2011 2,092  Theorical expected value
23/08/2011 2,091  Theorical expected value
24/08/2011 2,090  Theorical expected value
25/08/2011 2,089  Theorical expected value
26/08/2011 2,088  Theorical expected value
29/08/2011 2,087  Theorical expected value
30/08/2011 2,086  Theorical expected value
31/08/2011 2,084  Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
721,37 €.
Compared one year ago, in August'10 (1,421%): 658,23 €
Expected monthly extra expenses will be: 63,14 €.
 
Expected yearly extra expenses will be:  758
(+9,59%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 8/8/2011:
   
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,289 1,326 1,365 1,400 1,455 1,560 1,618
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,683 1,760 1,813 1,863 1,922 1,978 2,043
12 mo.





2,102





 
Real average of Euribor of the current month from 1 week to 12 months:
    
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,237 1,313 1,376 1,423 1,480 1,590 1,647
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,718 1,797 1,852 1,905 1,968 2,025 2,089
12m(a)





2,151





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 8/8/2011 at 14:10

No comments:

Post a Comment

Note: only a member of this blog may post a comment.