Wednesday, 20 July 2011

Euribor 20/7/2011 (12 months & other types)

Forecast of July average: 2,179 (Reliability: 67%)
Oficial value of day 20/7/11: 2,170 (+0,046%)
 
Comments: Today an upturn of 1 thousandth, but the Euribor at 1 week has decreased a 7% compared with yesterday value. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2011 2,172 +0,010 ->  Increase compared prev. day:+0,463%
04/07/2011 2,180 +0,008 ->  Increase compared prev. day:+0,368%
05/07/2011 2,187 +0,007 ->  Increase compared prev. day:+0,321%
06/07/2011 2,189 +0,002 ->  Increase compared prev. day:+0,091%
07/07/2011 2,195 +0,006 ->  Increase compared prev. day:+0,274%
08/07/2011 2,201 +0,006 ->  Increase compared prev. day:+0,273%
11/07/2011 2,195 -0,006 ->  Reduction compared prev.day:-0,273%
12/07/2011 2,178 -0,017 ->  Reduction compared prev.day:-0,774%
13/07/2011 2,177 -0,001 ->  Reduction compared prev.day:-0,046%
14/07/2011 2,176 -0,001 ->  Reduction compared prev.day:-0,046%
15/07/2011 2,171 -0,005 ->  Reduction compared prev.day:-0,230%
18/07/2011 2,169 -0,002 ->  Reduction compared prev.day:-0,092%
19/07/2011 2,169 =0,000 -> Reduction compared prev.day:=0,000%
20/07/2011 2,170 +0,001 ->  Increase compared prev. day:+0,046%
21/07/2011 2,171  Theorical expected value             
22/07/2011 2,170  Theorical expected value             
25/07/2011 2,169  Theorical expected value             
26/07/2011 2,170  Theorical expected value             
27/07/2011 2,171  Theorical expected value             
28/07/2011 2,172  Theorical expected value             
29/07/2011 2,173  Theorical expected value             
29/07/2011 2,172  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
728,18 €.
Compared one year ago, in July'10 (1,373%): 653,94 €
Expected monthly extra expenses will be: 74,24 €.
 
Expected yearly extra expenses will be:  891
(+11,35%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 20/7/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,369 1,396 1,415 1,452 1,491 1,604 1,653
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,726 1,810 1,865 1,920 1,983 2,040 2,101
12 mo.





2,170





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,347 1,375 1,391 1,411 1,470 1,591 1,649
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,727 1,815 1,868 1,925 1,992 2,050 2,110
12m(a)





2,181





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 20/7/2011 at 13:10

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