Monday 25 July 2011

Euribor 25/7/2011 (12 months & other types)

Forecast of July average: 2,179 (Reliability: 80%)
Oficial value of day 25/7/11: 2,193 (+0,046%)
 
Comments: Today only one thousandth more, but the Euribor at 1 week continues being a bit lower than Friday.The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2011 2,172 +0,010 ->  Increase compared prev. day:+0,463%
04/07/2011 2,180 +0,008 ->  Increase compared prev. day:+0,368%
05/07/2011 2,187 +0,007 ->  Increase compared prev. day:+0,321%
06/07/2011 2,189 +0,002 ->  Increase compared prev. day:+0,091%
07/07/2011 2,195 +0,006 ->  Increase compared prev. day:+0,274%
08/07/2011 2,201 +0,006 ->  Increase compared prev. day:+0,273%
11/07/2011 2,195 -0,006 ->  Reduction compared prev.day:-0,273%
12/07/2011 2,178 -0,017 ->  Reduction compared prev.day:-0,774%
13/07/2011 2,177 -0,001 ->  Reduction compared prev.day:-0,046%
14/07/2011 2,176 -0,001 ->  Reduction compared prev.day:-0,046%
15/07/2011 2,171 -0,005 ->  Reduction compared prev.day:-0,230%
18/07/2011 2,169 -0,002 ->  Reduction compared prev.day:-0,092%
19/07/2011 2,169 =0,000 -> Reduction compared prev.day:=0,000%
20/07/2011 2,170 +0,001 ->  Increase compared prev. day:+0,046%
21/07/2011 2,177 +0,007 ->  Increase compared prev. day:+0,323%
22/07/2011 2,192 +0,015 ->  Increase compared prev. day:+0,689%
25/07/2011 2,193 +0,001 ->  Increase compared prev. day:+0,046%
26/07/2011 2,194  Theorical expected value
27/07/2011 2,195  Theorical expected value
28/07/2011 2,196  Theorical expected value
29/07/2011 2,197  Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
728,18 €.
Compared one year ago, in July'10 (1,373%): 653,94 €
Expected monthly extra expenses will be: 74,24 €.
 
Expected yearly extra expenses will be:  891
(+11,35%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/7/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,298 1,330 1,390 1,447 1,501 1,613 1,666
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,741 1,827 1,884 1,940 2,005 2,063 2,124
12 mo.





2,193





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,339 1,369 1,391 1,418 1,474 1,594 1,651
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,729 1,816 1,870 1,927 1,993 2,051 2,111
12m(a)





2,182





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/7/2011 at 14:20

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