Euribor 1/7/2011 (12 months & other types)

Forecast of July average: 2,185 (Reliability: 5%)
Oficial value of day 1/7/11: 2,172 (+0,463%)

 

Comments: Today the first day of july with 10 thousandths more, and practically all the Euribor types are higher than yesterday. The next update will be done tomorrow at latest at 13:10 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2011 2,172 +0,010 -> Increase compared prev. day:+0,463%
04/07/2011 2,175  Theorical expected value  
05/07/2011 2,174  Theorical expected value  
06/07/2011 2,176  Theorical expected value  
07/07/2011 2,178  ECB, expected increase(+0,25=1,50%) 
08/07/2011 2,180  Theorical expected value  
11/07/2011 2,182  Theorical expected value  
12/07/2011 2,183  Theorical expected value  
13/07/2011 2,185  Theorical expected value  
14/07/2011 2,184  Theorical expected value  
15/07/2011 2,187  Theorical expected value  
18/07/2011 2,194  Theorical expected value  
19/07/2011 2,193  Theorical expected value  
20/07/2011 2,192  Theorical expected value  
21/07/2011 2,192  Theorical expected value  
22/07/2011 2,192  Theorical expected value  
25/07/2011 2,191  Theorical expected value  
26/07/2011 2,191  Theorical expected value  
27/07/2011 2,190  Theorical expected value  
28/07/2011 2,190  Theorical expected value  
29/07/2011 2,189  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 728,65 €.
Compared one year ago, in July'10 (1,373%): 653,94 €
Expected monthly extra expenses will be: 74,71 €. 
Expected yearly extra expenses will be:  897 € (+11,42%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 1/7/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
1,177	1,236	1,287	1,332	1,420	1,556	1,618
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,705	1,797	1,853	1,910	1,980	2,040	2,097
12 mo.
2,172

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
1,177	1,236	1,287	1,332	1,420	1,556	1,618
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,705	1,797	1,853	1,910	1,980	2,040	2,097
12m(a)
2,172

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 1/7/2011 at 13:10