Wednesday, 6 July 2011

Euribor 6/7/2011 (12 months & other types)

Forecast of July average: 2,188 (Reliability: 19%)
Oficial value of day 6/7/11: 2,189 (+0,091%)
 
Comments: Today the increases continues with only 2 thousandths more, and practically all the Euribor types are higher than yesterday. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1/7/11 2,172 +0,010 ->  Increase compared prev. day  :+0,463%
4/7/11 2,180 +0,008 ->  Increase compared prev. day  :+0,368%
5/7/11 2,187 +0,007 ->  Increase compared prev. day  :+0,321%
6/7/11 2,189 +0,002 ->  Increase compared prev. day  :+0,091%
7/7/11 2,191  ECB, expected increase(+0,25=1,50%)
8/7/11 2,193  Theorical expected value     
11/7/11 2,195  Theorical expected value     
12/7/11 2,196  Theorical expected value     
13/7/11 2,198  Theorical expected value     
14/7/11 2,197  Theorical expected value     
15/7/11 2,200  Theorical expected value     
18/7/11 2,207  Theorical expected value     
19/7/11 2,206  Theorical expected value     
20/7/11 2,205  Theorical expected value     
21/7/11 2,205  Theorical expected value     
22/7/11 2,205  Theorical expected value     
25/7/11 2,204  Theorical expected value     
26/7/11 2,204  Theorical expected value     
27/7/11 2,203  Theorical expected value     
28/7/11 2,203  Theorical expected value     
29/7/11 2,202  Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
728,65 €.
Compared one year ago, in July'10 (1,373%): 653,94 €
Expected monthly extra expenses will be: 74,71 €.
 
Expected yearly extra expenses will be:  897
(+11,42%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 6/7/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,140 1,244 1,296 1,342 1,433 1,569 1,637
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,721 1,814 1,866 1,927 1,996 2,055 2,114
12 mo.





2,189





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,162 1,240 1,292 1,338 1,427 1,564 1,629
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,715 1,806 1,861 1,920 1,990 2,049 2,108
12m(a)





2,182





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 6/7/2011 at 13:10
 

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