Euribor 15/9/2014 (12 months & other types)

Forecast of September average: 0,366 (Reliability: 50%)

Oficial value of day 15/9/14: 0,349 (=)

Comments: In this day repeats value (the minimum historical) and practically all the rest of the Euribor types are lower compared yesterday values, except the Euribor at 1 week that increases 3 thousands: -0,018 (+14%). The next update will be done tomorrow around 13:50 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/09/2014 0,428 -0,006 -> Reduction compared prev.day:-1,382%

02/09/2014 0,420 -0,008 -> Reduction compared prev.day:-1,869%

03/09/2014 0,419 -0,001 -> Reduction compared prev.day:-0,238%

04/09/2014 0,418 -0,001 -> Reduction compared prev.day:-0,239%

05/09/2014 0,374 -0,044 -> Reduction compared prev.day:-10,526%

08/09/2014 0,366 -0,008 -> Reduction compared prev.day:-2,139%

09/09/2014 0,360 -0,006 -> Reduction compared prev.day:-1,639%

10/09/2014 0,357 -0,003 -> Reduction compared prev.day:-0,833%

11/09/2014 0,352 -0,005 -> Reduction compared prev.day:-1,401%

12/09/2014 0,349 -0,003 -> Reduction compared prev.day:-0,852%

15/09/2014 0,349 =0,000 -> Reduction compared prev.day:=0,000%

16/09/2014 0,348  Proyección cálculo 

17/09/2014 0,347  Proyección cálculo 

18/09/2014 0,347  Proyección cálculo 

19/09/2014 0,347  Proyección cálculo 

22/09/2014 0,346  Proyección cálculo 

23/09/2014 0,346  Proyección cálculo 

24/09/2014 0,345  Proyección cálculo 

25/09/2014 0,345  Proyección cálculo 

26/09/2014 0,345  Proyección cálculo 

29/09/2014 0,345  Proyección cálculo 

30/09/2014 0,344  Proyección cálculo

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 568,27 €.
Compared one year ago, in September'13 (0,543%): 582,51 €
Expected monthly savings will be: 14 €. 
Expected yearly savings will be:  171 € (-2,45%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 15/9/2014:

1 we.	2 we.	1 mo.	2 mo.
-0,018	-0,014	0,007	0,046
3 mo.	6 mo.	9 mo.	12 mo.
0,081	0,188	0,262	0,349

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,001	0,003	0,029	0,072
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,112	0,214	0,293	0,381

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 15/9/2014 at 13:55