Wednesday 17 September 2014

Euribor 17/9/2014 (12 months & other types)

Forecast of September average: 0,363 (Reliability: 60%)
Oficial value of day 17/9/14: 0,347 (+0,289%)

Comments: In this day increases one thousand (the minimum historical was on 16/9/14: 0,346) and practically all the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week that decreases one thousand: -0,023 (-4%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2014 0,428 -0,006 -> Reduction compared prev.day:-1,382%
02/09/2014 0,420 -0,008 -> Reduction compared prev.day:-1,869%
03/09/2014 0,419 -0,001 -> Reduction compared prev.day:-0,238%
04/09/2014 0,418 -0,001 -> Reduction compared prev.day:-0,239%
05/09/2014 0,374 -0,044 -> Reduction compared prev.day:-10,526%
08/09/2014 0,366 -0,008 -> Reduction compared prev.day:-2,139%
09/09/2014 0,360 -0,006 -> Reduction compared prev.day:-1,639%
10/09/2014 0,357 -0,003 -> Reduction compared prev.day:-0,833%
11/09/2014 0,352 -0,005 -> Reduction compared prev.day:-1,401%
12/09/2014 0,349 -0,003 -> Reduction compared prev.day:-0,852%
15/09/2014 0,349 =0,000 -> Reduction compared prev.day:=0,000%
16/09/2014 0,346 -0,003 -> Reduction compared prev.day:-0,860%
17/09/2014 0,347 +0,001 -> Reduction compared prev.day:+0,289%
18/09/2014 0,347  Theorical expected value
19/09/2014 0,347  Theorical expected value
22/09/2014 0,346  Theorical expected value
23/09/2014 0,346  Theorical expected value
24/09/2014 0,345  Theorical expected value
25/09/2014 0,345  Theorical expected value
26/09/2014 0,345  Theorical expected value
29/09/2014 0,345  Theorical expected value
30/09/2014 0,344  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
568,27 €.
Compared one year ago, in September'13 (0,543%): 582,51 €
Expected monthly savings will be: 14 €.
 
Expected yearly savings will be:  171 
(-2,45%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 17/9/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,023 -0,013 0,006 0,046
3 mo. 6 mo. 9 mo. 12 mo.
0,082 0,188 0,261 0,347

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,004 0,000 0,025 0,068
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,107 0,210 0,288 0,376

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 17/9/2014 at 13:55

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